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431 Ashworth Cir, Marion, NC, 28752

1beds
1baths
522sqft
$122,000
$234price/sqft
$935/moest. monthly cost
$37,400/yrincome needed

About This Home

Cozy, completely remodeled one level home close to the City of Marion, but not in city limits - county taxes only! House was recently renovated - new floors, subfloor, roof, siding, doors, paint, water heater, plumbing fixtures, new bathroom, light fixtures, windows. Charming 1 BR, 1 BA home has two mini-splits for heat and AC, separate living room, kitchen, laundry room. Large deck overlooks mature neighborhood. Paved street. Lot is about 0.32+/- acre and runs deep to the open back yard so great place for gardens or to build fence for pets. Special feature of this property is the detached 12 ft x 16 ft outbuilding with delightful finished interior - has wood walls and wood vaulted ceiling, lovely chandeliers, is wired but not plumbed. Versatile uses for this building include home office, craft workshop, TV/Game Room, man cave or she shed. Affordable first home with low utility bills. OR, buy this as a weekend mountain retreat or summer home to escape the scorching heat. Marion is in the foothills of the Blue Ridge Mountains. Shared well with one neighbor. Well rights and well maintenance agreement are recorded. Septic permit not found. SOLD AS IS. Vendee(Seller) Financing might be available on this property, but is not guaranteed. Watch your step in the crawl space - entry by small door, area is dark and has uneven dirt floor. Use caution when viewing the detached building. If property was built prior to 1978 lead based paint potentially exists.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

3/10
3/10
Mcdowell High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Dirt Floor

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Other - See Remarks
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 522

Heating & Cooling

  • Heating features: Ductless,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 522
  • Total interior livable area: 522 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 170006385787
  • Zoning: RES
  • Special condition: Notice Of Default
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.32 Acres
  • Features: Open Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $616$7,392
Home Insurance *$46$552
Property Taxes $73$876
Electricity $200$2,405
Total$935$11,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,057/yr
40% on housing$28,050/yr
45% on housing$24,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$173
McDowell County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Sold$138,683
2021-04-12Sold$125,000
2021-03-02Contingent$129,900
2021-02-25Listed for sale$129,900
2019-08-23Sold$30,000
2013-08-06Sold$19,500
2006-04-10Sold$15,000

Unknown Listed By

AgentRobbie Sharrett
BrokerageLyons Construction and Realty, Inc.

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