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124 Saint Road, Richlands, NC, 28574

4beds
3baths
2,463sqft
$344,500
$140price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

SELLER OFFERING $7500 USE AS YOU CHOOSE. Looking for room to breathe without sacrificing convenience? This beautifully designed home offers the best of both worlds with approximately half an acre, no HOA, no city taxes, and an easy commute to Jacksonville, Camp Lejeune, and surrounding areas.* For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. From the moment you step inside, you'll appreciate the abundance of space and flexibility. Whether you're hosting gatherings, working from home, homeschooling, or simply looking for room to spread out, this thoughtfully designed floor plan delivers. The main level features a spacious living room, separate family room, formal dining room, breakfast area, and a dedicated office, giving everyone their own place to work, relax, or gather together. The heart of the home is the oversized kitchen, complete with generous cabinet and counter space, a gas range, and an open layout that keeps you connected to family and guests while entertaining. Upstairs, the expansive primary suite feels like a private retreat with dual vanities, a soaking tub, separate shower, and an impressive 10 x 9 walk in closet. Three additional bedrooms, a full bathroom, a conveniently located laundry room, and a versatile loft provide the flexibility today's buyers are searching for. Whether you envision a media room, playroom, home gym, or second office, the possibilities are endless. Outside, you'll find even more to love. Relax on the welcoming covered front porch, entertain on the back patio, cool off in the above ground pool, or simply enjoy the spacious backyard. The fenced area provides a great space for children and pets, but the property extends beyond the fenced yard, giving you even more room to enjoy, garden, play, or create your own outdoor retreat. The attached garage offers plenty of room for vehicles, storage, tools, and hobbies. With multiple living areas, flexible spaces, and room to grow both inside and out, this home is designed to fit the way people live today. Add in the seller's $7500 use as you choose incentive, the freedom of no HOA and no city taxes, and the convenience of a great commuting location, and you'll quickly see why this home deserves a spot at the top of your must see list.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Clear View ElementaryGrades K-54.2 mi
4/10
Trexler MiddleGrades 6-84.3 mi
5/10
Richlands HighGrades 9-123.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Refrigerator,Dishwasher,Gas Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Main

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,463
  • Total interior livable area: 2,463 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Second

Living Room

  • Level: Second

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Office

  • Level: Main

Office

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 34c26
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Wood,Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.52 Acres
  • Features: See Remarks,Wooded
  • Lot size dimensions: 286 x 86 x 253 x 85

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,741$20,892
Home Insurance *$156$1,872
Property Taxes $189$2,268
Electricity $229$2,752
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28574$145
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28574$179
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$344,500
2026-07-14Listed for sale$347,000
2026-06-29Pending sale$347,000
2026-06-13Price change$347,000
2026-05-23Listed for sale$355,000
2023-05-11Sold$310,000
2023-04-29Pending sale$299,000
2023-04-27Listed for sale$299,000
2016-08-02Sold$191,500
2016-06-02Pending sale$191,500
2016-05-16Listed for sale$191,500
2015-07-15Listing removed$1,250
2015-03-14Listed for rent$1,250
2015-03-14Listing removed$189,800
2015-02-05Price change$189,800
2014-11-01Price change$189,900
2014-10-01Price change$197,400
2014-05-31Price change$197,500
2014-04-05Price change$200,000
2014-01-10Listed for sale$205,000
2009-10-23Sold$208,000
2009-04-20Sold$37,500

For Sale by Agent

AgentDiania L Alfonso
BrokerageCarolina Modern Realty

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