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111 Buckeye Rd, Lake Lure, NC, 28746

3beds
4baths
3,060sqft
$575,000
$188price/sqft
$3,607/moest. monthly cost
$144,280/yrincome needed

About This Home

PRICE REDUCED BY $50,000.00, due to an illness in the family. This resort home is located at the tip of a quiet cul-de-sac street in the Rumbling Bald on Lake Lure POA, across the street from the Buffalo Creek State Park trailhead. This 3 bedroom (plus 3 bonus/sleeping rooms) 3.5 bath home offers a perfect setting for a full time large family residence, or a great short term vacation rental with all the amenities this resort community has to offer, including 24-hour security, lake access, private beach, indoor/outdoor pools, pickleball/tennis, two 18-hole championship golf courses, fitness center, spa, restaurants & bars. The main level offers the primary en-suite bedroom, as well as three others, an updated kitchen with granite countertops and SS appliances and LVP flooring, a separate dining room with a covered deck off the side of the house and a vaulted ceiling great room with wood burning fireplace. You’ll find another en-suite bedroom on the upper level. Heading down to the walkout basement there is another bedroom, a large rec-room with a pool table and bar, a half-bath, and a large unfinished storage/utility room with walk-out access and a pathway up to the parking area. There is also a detached 1.5 car garage with a workbench. New HVAC installed in 2022, water heater in 2023 and a second layer of architectural shingles to the roof. Come put your personal touches and updates to make it your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.1 mi
4/10
R-S Middle SchoolGrades 6-813.5 mi
4/10
R-S Central High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Metal,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Gas Range,Microwave,Plumbed For Ice Maker,Refrigerator,Self Cleaning Oven,Washer,Washer/Dryer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows,Skylight(s)
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Fireplace features: Great Room,Wood Burning
  • Finished area below ground: 877
  • Finished area above ground: 2,183

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 2,183
  • Total interior livable area: 3,060 sqft

Primary Bedroom

  • Level: Main
  • Area: 420.0736
  • Dimensions: 20' 1" X 20' 11"

Property

Details

  • Parcel number: 1604194
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch,Rear Porch
  • Spa features: Community
  • Has view: Yes
  • View description: Mountain(s),Winter
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Boat Slip (Lease/License),Covered structure,Paddlesport Launch Site - Community

Lot

  • Lot size: 0.31 Acres
  • Features: Cul-De-Sac,Level,Private,Wooded

Parking

  • Total spaces: 5
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$183$2,196
Property Taxes $232$2,784
Electricity $285$3,420
Total$3,607$43,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,668/yr
40% on housing$108,210/yr
45% on housing$96,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$285
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$575,000
2026-03-17Listed for sale$625,000

For Sale by Agent

AgentWes Cleary
BrokerageTeam Cleary Real Estate Inc

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