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63 Clear Creek Rd, Marion, NC, 28752

5beds
2baths
1,954sqft
$250,000
$128price/sqft
$1,707/moest. monthly cost
$68,280/yrincome needed

About This Home

Charming Historic 1929 Farm-Style Home in Desirable Pleasant Gardens Step back in time with this beautiful 1.5-story farm-style home built in 1929—one of the oldest and most character-rich properties in the sought-after Pleasant Gardens community. Gracefully set along historic US Highway 70 (once a stagecoach route with a stop directly across the road), this timeless residence offers a rare blend of vintage charm and convenient modern access. The inviting wrap-around porch spans three full sides of the house, providing generous outdoor living space perfect for rocking chairs, morning coffee, or watching the world go by while enjoying peaceful rural views. Inside, the main level features a cozy living room, country kitchen, convenient laundry room, and utility room—along with 2 bedrooms and 1 full bathroom for comfortable one-level living if desired. Upstairs, the second floor offers 3 additional bedrooms and another full bathroom, ideal for family, guests, or flexible use as offices or hobby rooms. Located in the heart of Pleasant Gardens, this historic gem predates most homes in the area and exudes the authentic character of early 20th-century mountain living—all while being less than an hour from the vibrant culture, dining, and amenities of downtown Asheville. Whether you're seeking a primary residence steeped in history, a weekend retreat, or a restoration project with incredible potential, this 1929 treasure is a rare find. Don’t miss your chance to own a piece of McDowell County heritage.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
Mcdowell High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,954

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,954
  • Total interior livable area: 1,954 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 078102690605
  • Zoning: NA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$95$1,140
Property Taxes $148$1,776
Electricity $200$2,405
Total$1,707$20,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,525/yr
40% on housing$51,210/yr
45% on housing$45,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$171
McDowell County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-08Listed for sale$279,500

For Sale by Agent

AgentSteve Jones
BrokerageEXP Realty LLC

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