238 W Mountain St, Rutherfordton, NC, 28139
About This Home
DISTINCTIVELY ELEGANT with an array of charm & character blended with welcoming warmth. Built in 1936 with many updates that offer modern conveniences. Located just minutes away from shopping, dining, entertainment & medical facilities, offering the perfect balance of peaceful living and easy access to all amenities. From the covered front porch, you are greeted into GRAND LIVING SPACES, featuring hardwood floors, beautiful moldings, herringbone flooring, high ceilings, fireplace with Georgian style mantle and gas logs, granite kitchen countertops, new curb-less ceramic shower with heated floor and special lighting. The list of features continue. All 5 bedrooms are completed with nice spacious closets, walk in and cedar lined included. Up the pretty stairway to the 2nd level are 2 massive bedrooms, nice full bath, multi-use landing area and an abundance of storage. Double glass pane doors lead to the impressive covered open porch and the level private backyard with a basketball court, walking trail and room for a garden. The detached garage building offers 2 rooms upstairs with endless possibilities. This is a must see with so much to offer in the beautiful well maintained home. Call today for your private showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Materials
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Interior Entry,Partial,Storage Space,Sump Pump,Unfinished
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Area
- Level: Main
Dining Room
- Level: Main
Features
- Breakfast Bar,Storage
- Fireplace features: Gas Log,Living Room
- Finished area below ground: 0
- Finished area above ground: 3,045
Heating & Cooling
- Heating features: Central,Forced Air,Heat Pump,Oil
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 3,045
- Total interior livable area: 3,045 sqft
Kitchen
- Features: Breakfast Bar
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1204222
- Zoning: R1
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Front Porch,Rear Porch
Lot
- Lot size: 1.39 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $333 | $3,996 |
| Electricity | $283 | $3,403 |
| Total | $3,055 | $36,660 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-17 | Listed for sale | $450,000 |
| 2025-11-29 | Listing removed | $475,000 |
| 2025-09-06 | Price change | $475,000 |
| 2025-05-02 | Listed for sale | $495,000 |
| 2004-11-05 | Sold | $197,000 |
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