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980 Mountain Forest Dr, Union Mills, NC, 28167

4beds
5baths
2,505sqft
$1,899,000
$758price/sqft
$11,393/moest. monthly cost
$455,720/yrincome needed

About This Home

Escape to 116+ acres of serene mountain privacy. The Lodge at Cane Creek is a handcrafted cabin built from 6x12 dovetail logs harvested on-site. The great room showcases an oversized stone fireplace, and the primary suite features its own cozy hearth. Enjoy two tranquil ponds, multiple streams, fruit trees, and a gated entry. A 60x36 custom cedar barn includes 4 stalls, a tack room, pasture, and a full bathideal for equestrian use. Additional features include a 30x35 cedar storage building and spacious second living quarters. Over 20 acres lie outside the HOAperfect for hunting, with deer stands already in place. Whether you're relaxing by the ponds stone fire pit or exploring the trails, this one-of-a-kind retreat blends craftsmanship, comfort, and outdoor adventure. A rare chance to own a legacy estate with unmatched beauty, seclusion, and potential. Most furnishings and equipment included. Convenient to Lake Lure, Lake Norman, and Tryon International Equestrian Center.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
3/10
6/10
East Rutherford High SchoolGrades 9-1212.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Roof: Wood
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Patio
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Water Heater,Water Purifier
  • Laundry features: 1st Floor,Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom2

  • Area: 168

Bedroom3

  • Area: 168

Bedroom4

  • Area: 672

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Area: 220

Family Room

  • Area: 506

Features

  • High Ceilings,Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters,Soaking Tub,In-Law Floorplan,Pantry
  • Window features: Skylight(s)
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,505 sqft

Kitchen

  • Area: 182

Master Bathroom

  • Features: Full Bath,Tub-Garden,Fireplace,Multiple Closets
  • Level: Main

Master Bedroom

  • Area: 224

Property

Details

  • Parcel number: 1636594
  • Other equipment: Generator,Dehumidifier
  • Horse amenities: 1-4 Stalls,Barn,Fenced,Pasture

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Riding Area,Outdoor Grill,Water Feature
  • Has view: Yes
  • View description: Mountain(s),Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Creek,Pond,Waterfront
  • Horses can be raised: Yes
  • Living area range: 3000-3199

Lot

  • Lot size: 116.75 Acres
  • Features: Mountain,Pasture,Wooded,Over 100 Acres

Parking

  • Total spaces: 2
  • Parking features: Combination,Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$775$9,300
Property Taxes $783$9,396
Electricity $233$2,799
Total$11,393$136,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$390,617/yr
40% on housing$341,790/yr
45% on housing$303,813/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$758This listing

vs Other Active Listings

Avg $/sqft

ZIP 28167$471
Rutherford County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28167$242
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Price change$1,990,000
2026-02-18Price change$2,150,000
2025-08-12Price change$2,200,000
2025-05-16Listed for sale$2,300,000
2019-10-01Sold$910,000
2019-08-20Pending sale$1,100,000
2019-04-09Listed for sale$1,100,000

For Sale by Agent

AgentMelvin Digh
BrokerageNorth Group Real Estate

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