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815 Sweetgrass Street, Holly Ridge, NC, 28445

4beds
4baths
2,929sqft
$650,000
$222price/sqft
$4,250/moest. monthly cost
$170,000/yrincome needed

About This Home

Super popular CHARLOTTE floor plan by 70 West Builders is now available in Summerhouse! This plan is inviting from the moment you pull into the driveway. The southern craftsmanship oozes from every corner! Step inside this beautifully designed home that combines timeless craftsmanship with modern luxury. From the moment you enter, you'll be greeted by thoughtfully selected upgrades and elegant architectural details that make this residence truly stand out. The open-concept living area is anchored by a stunning fireplace with custom wainscoting and built-in cabinetry, complete with decorative lighting that creates a warm, inviting ambiance. The adjacent dining room features a vaulted ceiling, adding a sense of spaciousness perfect for entertaining. The chef's kitchen is both stylish and functional, featuring upgraded countertops, a tiled backsplash, and premium appliance upgrades including a built-in microwave and a chimney-style hood. Two pendant lights over the kitchen island provide the perfect finishing touch, while the upgraded dining light adds a sophisticated flair. Retreat to the luxury primary suite, where a tray ceiling adds architectural elegance. The spa-inspired bathroom is a showstopper with a freestanding soaking tub, an extra-large tiled shower with custom tile design, and a handheld shower on a separate valve. Decorative wainscoting, upgraded mirrors, and premium finishes elevate the space even further. Additional thoughtful touches include: Covered rear porch for outdoor living and entertaining Built-in mudroom bench with decorative wainscoting, perfect for everyday organization Upgraded interior fans throughout the home for comfort and style This home masterfully blends luxury features with everyday functionality, making it an ideal retreat for both relaxing and hosting. Located in the desirable Summerhouse community, this home offers a blend of elegance, comfort, and coastal living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-55.7 mi
7/10
Dixon MiddleGrades 6-85.0 mi
4/10
Dixon HighGrades 9-127.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Other

  • Builder name: 70 West Builders, Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),High Ceilings,Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,929
  • Total interior livable area: 2,929 sqft

Property

Details

  • Parcel number: 762c714
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 10,454 sqft
  • Features: See Remarks
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$159$1,908
Property Taxes $533$6,396
Electricity $272$3,273
Total$4,250$51,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,714/yr
40% on housing$127,500/yr
45% on housing$113,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$330
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-10Listed for sale$684,900
2024-10-31Sold$80,000
2024-10-04Contingent$87,000
2024-05-01Listed for sale$87,000
2023-06-01Sold$69,900
2023-04-11Pending sale$69,900
2021-08-27Listing removed--
2021-06-24Price change$53,900
2021-05-04Price change$52,900
2021-04-29Listed for sale$50,900
2021-03-28Pending sale$50,900
2020-12-17Listed for sale$50,900
2017-04-12Listing removed$26,250
2017-03-14Price change$26,250
2017-03-01Price change$26,000
2017-02-27Listed for sale$25,000
2012-01-28Listing removed$14,900
2012-01-17Listed for sale$14,900
2011-09-01Listing removed$32,900
2011-08-31Listed for sale$32,900
2007-06-27Sold$405,000

New Construction Spec

AgentStephanie M Osborne
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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