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12285 Us Highway 421, Burgaw, NC, 28425

2beds
2baths
1,871sqft
$485,000
$259price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

Tucked along US Highway 421 in Pender County, this charming 2-bedroom, 2-bath home offers the perfect blend of comfort and wide-open space. Gather around the fireplace in the expansive common area, unwind on the side porch overlooking 7.2 acres of peaceful countryside, or make use of the oversized laundry room and 2-car garage that make everyday living effortless. At 7.2 acres, you'll have all the elbow room you've been looking for -- whether that means a hobby farm, a garden, outbuildings, or simply the privacy of wide-open land. Just 30 minutes north of Wilmington with easy access to I-40, you get the quiet of rural Pender County without sacrificing convenience. Land like this, this close to a growing market, doesn't come around often.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
2/10
Pender High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Unfinished,None,Crawl Space

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Mud Room,Kitchen Island,Pantry,Gas Log
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only,Partially Floored,Pull Down Stairs,Storage

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,871
  • Total interior livable area: 1,871 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 22873542780000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Side Porch
  • Exterior features: Gas Log
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 1800 - 1999

Lot

  • Lot size: 7.23 Acres
  • Features: Wooded,Cleared,Irregular Lot,Landscaped,Subdivided
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Additional Parking,Gravel,Concrete,Garage Door Opener,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$150$1,800
Property Taxes $213$2,556
Electricity $200$2,405
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28425$165
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28425$202
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$485,000

For Sale by Agent

AgentThe Rising Tide Team
BrokerageIntracoastal Realty Corporation

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