See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

183 Cedarberry Gln, Rutherfordton, NC, 28139

4beds
3baths
2,012sqft
$549,000
$273price/sqft
$3,474/moest. monthly cost
$138,960/yrincome needed

About This Home

32+ acre retreat with two homes, stream frontage, and mountain privacy! This peaceful retreat is primarily wooded with three acres of beautiful open clearing alongside Little Camp Creek. The 3BR/2BA main residence features gorgeous hardwood floors and nice woodwork throughout, a renovated kitchen, and an updated bath. The primary bedroom serves as a true sanctuary, complete with a walk-in closet, a private balcony, and a classic clawfoot tub. Nearby, a separate 1BR/1BA guest cabin offers income potential, multigenerational living, or a dedicated home office. A large, paved area with retaining walls provides the foundation for outdoor living, entertainment, or sports. Unrestricted with no HOA, this property is located just northeast of downtown Rutherfordton, with easy access to Hwy 64, Lake Lure, and Chimney Rock. Bring your boots and walk the land; properties of this size and character in the Hwy 64 corridor don't come along often! There are 2 house numbers, 183 is the cabin and 214 is the house. Each has dedicated septic system and per owner, there is a 3rd septic near the framing work in the field. The 2 homes share a well. 2 PIN's 1633888070 (31.24 acres) & 1633871170 (1.4 acres)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
R-S Middle SchoolGrades 6-86.8 mi
4/10
R-S Central High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator with Ice Maker
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: 2nd Living Quarters

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedroom S

  • Features: Computer Niche
  • Level: 2nd Living Quarters

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: Main

Dining Area

  • Level: 2nd Living Quarters

Family Room

  • Features: Ceiling Fan(s)
  • Level: Upper

Features

  • Total Primary Heated Living Area: 1402
  • Finished area below ground: 0
  • Finished area above ground: 1,402

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 817
  • Total interior livable area: 2,012 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: 2nd Living Quarters

Laundry

  • Level: Upper

Living Room

  • Level: Main

Living Room

  • Level: 2nd Living Quarters

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 1657078 & 1650294
  • Zoning: SINGLE FAMILY RES
  • Special condition: Undisclosed
  • Horse amenities: Pasture

Features

  • Levels: Tri-Level
  • Patio & porch: Balcony,Deck
  • On waterfront: Yes
  • Waterfront features: None,Creek,Creek/Stream

Lot

  • Lot size: 32.64 Acres
  • Features: Pasture,Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$201$2,412
Property Taxes $297$3,564
Electricity $200$2,405
Total$3,474$41,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,108/yr
40% on housing$104,220/yr
45% on housing$92,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$189
Rutherford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$549,000

For Sale by Agent

AgentMatt Jones
BrokeragePinnacle Lifestyle Realty LLC

Similar Homes