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132 Rumbling Bald Rd, Lake Lure, NC, 28746

2beds
2baths
1,536sqft
$439,900
$286price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Nestled in a peaceful park-like setting, this beautifully updated home offers the perfect blend of comfort, charm, and convenience. The wooded backdrop surrounded by extensive landscaping creates a private retreat just minutes from community amenities. Inside, you’ll find a stunning stone fireplace accented with warm wood and tile floors. Skylights that fill the home with natural light. The thoughtfully designed layout includes a versatile flex room ideal for a home office, gym, or guest space. Relax year-round in the sunroom while enjoying the serene outdoor views. A private deck and screened in porch adds to the serenity of the home. There is a Generac generator for added peace of mind and additional attic storage space with flooring above the garage. A tranquil stream and spring meanders through this park-like setting. Home includes many updates: encapsulated crawl space (2018), HVAC (2019), new roof (2021), high speed internet (2021), renovated bathrooms with low entry showers (2022), renovated kitchen (2020 and 2025), new appliances (2024), whole house surge protector (2024), Come and enjoy Two Championship Golf Courses, A Private Community Beach, The Wellness Center, Three Pools, Restaurants, Hiking Trails, and much, much, more!!!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Pinnacle Elementary SchoolGrades PK-510.8 mi
4/10
R-S Middle SchoolGrades 6-813.7 mi
4/10
R-S Central High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,536

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 219053
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Front Porch,Screened
  • Spa features: Community
  • Has view: Yes
  • View description: Winter
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip (Lease/License),Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community,Retaining Wall,Creek/Stream
  • Waterbody name: Lake Lure

Lot

  • Lot size: 0.61 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$140$1,680
Property Taxes $294$3,528
Electricity $200$2,405
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 28746$284
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28746$284
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$439,900
2026-05-29Listed for sale$459,900
2018-08-10Sold$210,000
2018-07-28Pending sale$229,000
2018-05-12Price change$229,000
2018-01-25Listed for sale$234,900
1999-08-03Sold$142,500

For Sale by Agent

AgentMichael Zerressen
BrokerageRumbling Bald Real Estate

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