




3012 Polk County Line Rd, Rutherfordton, NC, 28139
About This Home
Spectacular 40-acre equestrian estate in the foothills of the Blue Ridge Mountains, just minutes from the Tryon International Equestrian Center. Privacy, craftsmanship, history and location converge in this extraordinary Western North Carolina retreat. Completely hidden from the road and neighboring properties, the main residence rests atop the estate, offering a rare combination of seclusion and accessibility. The upper level features two en-suite bedrooms, including a luxurious primary suite with a spacious spa-inspired bath featuring a jetted soaking tub. Designed for everyday living and entertaining, the main level offers multiple gathering spaces, including two sitting rooms, a fireplace, multiple dining areas and two powder rooms. The updated kitchen features high-end appliances, abundant workspace and a generous pantry. A large rear deck spans the width of the home, creating the ideal setting for outdoor dining and enjoying the surrounding landscape. The walkout lower level provides exceptional flexibility with a recreation room featuring a fireplace, exercise room, workshop and additional finished spaces ideal for guests, hobbies or extended entertaining. A private drive leads to the separate one-bedroom residence featuring a full kitchen, full bath, laundry facilities and wrap-around deck. The lower level includes a three-car garage with individual bays, a half bath, and extra hobby space. Fenced outdoor areas provide a welcoming environment for pets. A fire pit gathering area connects the secondary residence to the impressive 40-by-50-foot four-stall barn, which features large sliding doors, side garage-style doors and direct access to one of four fenced pastures totaling approximately 10 acres. The large hayloft has been transformed into an exceptional entertaining space with a 24-foot table comfortably accommodating large gatherings. Additional amenities include dedicated RV and horse trailer parking with two 220-volt hookups and easy turnaround. The property reflects the rich heritage of Western North Carolina, a region known for its historic gold mining and mountain traditions. The creek bordering the southern boundary highlights the area’s prospecting history. Beyond the estate, enjoy easy access to world-class equestrian events, championship golf, river recreation, wineries, fox hunting, Lake Lure, hiking trails and numerous historic sites throughout the mountains. Furniture, equipment and additional furnishings are available separately, providing a rare opportunity to acquire a turnkey mountain equestrian lifestyle property.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Construction materials: Stone Veneer,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Basement
Bathroom Full
- Level: Basement
Bathroom Full
- Level: 2nd Living Quarters
Bathroom Half
- Level: Main
Bathroom Half
- Level: Main
Bedroom S
- Level: Basement
Bedroom S
- Level: Basement
Bedroom S
- Level: Basement
Bedroom S
- Level: 2nd Living Quarters
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Bonus Room
- Level: Basement
Bonus Room
- Level: Basement
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Total Primary Heated Living Area: 4530
- Fireplace features: Family Room,Keeping Room,Living Room,Wood Burning
- Finished area below ground: 1,481
- Finished area above ground: 3,049
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,049
- Total interior livable area: 5,530 sqft
Kitchen
- Level: Main
Kitchen
- Level: 2nd Living Quarters
Living Room
- Level: Main
Living Room
- Level: 2nd Living Quarters
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Main
Other
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 1609638
- Zoning: None
- Special condition: Standard
- Horse amenities: Barn,Hay Storage,Paddocks,Pasture,Stable(s)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has spa: Yes
- Spa features: Heated
- Fencing: Fenced
- Waterfront features: Creek/Stream
Lot
- Lot size: 40 Acres
- Features: Pasture
Parking
- Total spaces: 5
- Parking features: Attached Garage,Detached Garage,RV Access/Parking,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 5
- Covered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $531 | $6,372 |
| Property Taxes | $613 | $7,356 |
| Electricity | $515 | $6,180 |
| Total | $8,990 | $107,880 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-19 | Listed for sale | $1,450,000 |
| 2023-02-17 | Listing removed | -- |
| 2023-01-11 | Listed for sale | $1,900,000 |
| 2022-12-13 | Listing removed | -- |
| 2022-08-17 | Listed for sale | $1,900,000 |
| 2015-11-25 | Sold | $500,000 |
| 2015-11-11 | Pending sale | $575,000 |
| 2015-09-30 | Listed for sale | $575,000 |
| 2014-12-19 | Sold | $300,500 |
| 2013-08-07 | Listing removed | $595,000 |
| 2012-08-08 | Price change | $595,000 |
| 2012-01-26 | Listed for sale | $750,000 |
| 2011-10-15 | Listing removed | $750,000 |
| 2011-04-19 | Listed for sale | $750,000 |
For Sale by Agent
