See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1504 Maple Creek Rd, Rutherfordton, NC, 28139

4beds
3baths
3,648sqft
$599,000
$164price/sqft
$3,874/moest. monthly cost
$154,960/yrincome needed

About This Home

Welcome to 1504 Maple Creek Rd, Rutherfordton, NC! This exceptional brick home rests on 16.54± acres, offering a rare combination of space, comfort, and versatility just minutes from town. Perfectly suited for multi-generational living, the residence features three generously sized bedrooms upstairs and an automatic lift chair providing easy access from the basement, ensuring accessibility for all ages. There is a separate kitchen area, ideal for extended family, guests, or entertaining, while the durable brick exterior promises lasting curb appeal and low maintenance. The property also boasts three useful shops for hobbies, storage, or business needs, as well as a dedicated RV shed for travel enthusiasts. Outdoors, expansive grounds invite you to explore, garden, or relax amid nature, with ample room for recreation, livestock, or future development. Enjoy peaceful country living with quick access to shopping, dining, schools, and medical facilities in Rutherfordton. Don’t miss the opportunity to make this unique property your new home—schedule a private showing today and discover all that 1504 Maple Creek Rd has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-82.4 mi
4/10
R-S Central High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Basement,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Features: Walk-In Closet(s)
  • Level: Basement

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Recreation Room
  • Finished area below ground: 1,482
  • Finished area above ground: 2,166

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,166
  • Total interior livable area: 3,648 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Level: Basement

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 1642748
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Storage

Lot

  • Lot size: 16.54 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$219$2,628
Property Taxes $288$3,456
Electricity $339$4,077
Total$3,874$46,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,822/yr
40% on housing$116,220/yr
45% on housing$103,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$192
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$599,000
2015-03-02Sold$245,000
2015-02-22Pending sale$259,900
2015-01-30Price change$259,900
2014-12-22Pending sale$269,900
2014-09-01Price change$269,900
2014-07-05Price change$275,000
2014-06-05Price change$299,875
2014-04-21Listed for sale$325,000

For Sale by Agent

AgentDaryl Hardin
BrokerageMountain Partners, LLC

Similar Homes