305 N Topsail Drive #5, Surf City, NC, 28445
About This Home
Best buy on the island! Looking for an EXCEPTIONAL LOCATION at an outstanding price point? Close to the beach with ocean breezes and sunrises that paint the horizon, within close proximity to restaurants, shopping, watersports and a beautiful park with breathtaking sunsets. This is a rare opportunity with very low turnover and exceptional appreciation history. Whether you need a personal getaway, a cozy residence or the perfect high-demand rental property, this unit - set in the heart of Surf City and a moment from the shoreline - truly delivers. Enjoy an exceptional, all-inclusive lifestyle with an HOA that covers every essential - cable tv, high-speed internet, electric, water, sewer, trash, property management, all exterior maintenance & master insurance (including flood). Located on the first level at Sea Coast Suites, a charming small complex is Unit 5, owner-occupied (not being used as a rental), so meticulously cared for, fully furnished 2-bedroom, 1 bath condo that is truly turn-key, an exceptional deal as everything conveys with the home! Head up the stairs or use the convenience of an elevator to access the first floor. Have a seat on the outdoor bench, listen to the waves and appreciate the peek-a-boo view of the ocean! Inside you'll find the perfect open floor plan - ample living space, nice kitchen with plenty of storage and just the right spot for a dining table. Down the hall is a generous primary bedroom, a 2nd bedroom with bunk beds and a bathroom with double sinks and private tub/shower room. New stove, new master bedroom furniture & new bunk beds in 2025. New living room furniture with plantation shutters in 2024, new HVAC, water heater and washer/dryer in 2019. Come to the beach and relax, knowing everything is taken care of. No chores, just fun! This turnkey, beautifully furnished 2-bedroom, 1 bath charmer in one of the most desirable locations is ready for you today - just bring your suitcase!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Other,Pilings
- Roof: Metal
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Built-In Microwave,Washer,Refrigerator,Range,Dryer,Disposal,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Furnished,Blinds/Shades
- Door features: Storm Door(s)
- Flooring: Carpet,Tile
- Attic: None
Heating & Cooling
- Heating features: Heat Pump,Electric,Forced Air
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 42359061590005
- Zoning: INCORP
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Outdoor Shower,Storm Doors
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Frontage type: See Remarks
- Living area range: 600 - 799
Parking
- Parking features: Covered,On Site,Underhouse
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $103 | $1,236 |
| Electricity | $200 | $2,405 |
| Total | $2,131 | $25,572 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $344,900 |
| 2025-11-27 | Listed for sale | $365,000 |
| 2016-02-11 | Sold | $135,000 |
| 2014-12-31 | Sold | $127,500 |
For Sale by Agent
View on Zillow