




33 Cammies Way, Old Fort, NC, 28762
About This Home
Imagine waking up to mountain light pouring through a two-story wall of windows, coffee in hand on your private deck, with over 3,000 acres of trails, ponds, and waterfalls just beyond your door. This custom cedar-sided home isn't just move-in ready — it's an opportunity to build a legacy. Step inside to a bright, open living room anchored by a fireplace with an efficient woodstove insert, perfect for cozy mountain evenings. The updated kitchen is a chef's dream: custom cabinetry, leathered granite countertops, a gas range, and stainless appliances that make entertaining effortless. The main-floor primary suite offers a peaceful retreat with a walk-in shower, while three additional bedrooms and a full bath upstairs give everyone their own space. And then there's the basement — a blank canvas with its own private entrance, ready to become a rec room, home office, or income-producing apartment. The possibilities are yours to shape. This isn't just a home — it's a legacy property. With multiple individually deeded home sites, it's ideal for a family compound, a private retreat, or a smart investment (short-term rentals are welcome here). Set on a level, scenic yard with an attached 2-car garage, you'll have all the space you need, with room to expand. Beyond your gate, the Gateway community offers exclusive access to ponds, walking trails, waterfalls, and picnic areas — all just steps from a 12,000-acre conservancy on its way to becoming protected state forest. Down the road, charming Old Fort serves up music jams, fishing, biking, and small-town warmth, all with easy access to I-40 for quick trips into town or beyond. Privacy, community, and endless potential — this mountain gem has it all. Come see it before someone else calls it home.
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Stone
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Arts and Crafts
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Other
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Walk-Out Access,Other
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bathroom Half
- Level: Basement
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,945
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,945
- Total interior livable area: 1,945 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Other
- Level: Main
Other
- Level: Basement
Primary Bedroom
- Level: Main
Recreation Room
- Level: Basement
Property
Details
- Parcel number: 065600540810
- Zoning: RUR-HMST
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One and One Half
- Stories: 1
- Waterfront features: Creek/Stream
Lot
- Lot size: 6.50 Acres
- Features: Cleared,Paved,Private,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Drought
- Hail
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in McDowell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,927 | $35,124 |
| Home Insurance * | $237 | $2,844 |
| Property Taxes | $329 | $3,948 |
| Electricity | $200 | $2,405 |
| Total | $3,693 | $44,316 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $579,000 |
| 2026-07-03 | Listed for sale | $584,500 |
| 2026-01-01 | Listing removed | $660,000 |
| 2025-11-24 | Price change | $660,000 |
| 2025-09-25 | Price change | $675,000 |
| 2025-07-30 | Price change | $699,000 |
| 2025-06-26 | Price change | $710,000 |
| 2025-03-07 | Listed for sale | $725,000 |
| 2016-01-22 | Sold | $300,000 |
| 2015-10-15 | Pending sale | $314,000 |
| 2015-06-17 | Price change | $314,000 |
| 2015-05-27 | Listed for sale | $324,000 |
| 2014-11-02 | Listing removed | $324,400 |
| 2014-09-29 | Listed for sale | $324,400 |
For Sale by Agent
