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183 Pebble Dr, Mooresboro, NC, 28114

2beds
1baths
1,029sqft
$148,500
$144price/sqft
$1,140/moest. monthly cost
$45,600/yrincome needed

About This Home

Excellent investment opportunity for first time home owner or investor. Large relatively flat lot of approximately 1 acre. Previously a trailer sat on the extra parcel but has since been removed. Many of the upgrades and renovations have already been started. County records show 2 bedrooms but a 3rd room could be used as an office or bedroom. The property is at the end of a private drive that is just a couple minutes to Highway 74.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
4/10
Chase Middle SchoolGrades 6-85.7 mi
6/10
Chase High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Utility Room

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,029

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,029
  • Total interior livable area: 1,029 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Features: None
  • Level: Main

Property

Details

  • Parcel number: 1643641
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.01 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $750$9,000
Home Insurance *$73$876
Property Taxes $117$1,404
Electricity $200$2,405
Total$1,140$13,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,085/yr
40% on housing$34,200/yr
45% on housing$30,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 28114$184
Rutherford County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 28114$145
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Listed for sale$148,500

For Sale by Agent

AgentJoshua Philbeck
BrokerageColdwell Banker Commercial Dominion Real Estate

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