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192 Woodruff Ln, Black Mountain, NC, 28711

5beds
4baths
4,667sqft
$1,700,000
$364price/sqft
$10,472/moest. monthly cost
$418,880/yrincome needed

About This Home

Perched high within the gated mountain community of Creston, this remarkable Arts & Crafts home offers an extraordinary blend of privacy, craftsmanship, and sweeping Blue Ridge Mountain vistas. Set across more than 10 pristine acres comprised of three parcels, the property rests among mature forest and protected land, creating a peaceful mountain sanctuary just 7 miles from charming Black Mountain and approximately 25 miles from Asheville’s renowned dining, arts, and cultural scene. Approached through the serene landscape of Creston—where over half of the community’s land is preserved in conservation—the home reveals a thoughtfully designed retreat centered around a beautifully crafted 3,000-square-foot main residence accompanied by a separate three-bedroom guest cottage. The home was originally designed and built by a noted architect, blending classic Arts & Crafts character with modern comfort and livability. Inside, expansive windows frame breathtaking long-range mountain views from nearly every room, filling the interiors with natural light and showcasing the surrounding forested ridgelines. The open-concept layout creates a natural flow between living spaces, highlighted by a dramatic great room with large windows, coffered ceilings, and a striking stone fireplace. A spacious dining area connects seamlessly to the gourmet kitchen, where granite countertops, a large center island, JennAir gas range with commercial hood, and walk-in pantry create a chef-ready environment ideal for both everyday living and entertaining. The separate guest cottage offers three bedrooms and additional living space, providing comfort and privacy for visiting family and friends or the potential for a private retreat or rental opportunity. Together, the two dwellings create a versatile estate perfectly suited for a primary residence, mountain getaway, or investment property. Outdoors, the property unfolds into a tranquil mountain setting where long-range views stretch across the Blue Ridge Mountains. Residents enjoy access to Creston’s exceptional community amenities, including scenic hiking trails, waterfalls, paved roads, high-speed internet, a mountaintop community and fitness center, and a welcoming atmosphere with active community groups. Combining architectural charm, protected natural surroundings, and exceptional proximity to both Asheville and Black Mountain, this Creston estate offers a rare opportunity to experience refined mountain living in one of Western North Carolina’s most serene gated communities. Owner financing / Seller financing may be available

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
3/10
Mcdowell High SchoolGrades 9-1214.0 mi

Construction

Condition

  • Year built: 2012

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Closet,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: 2nd Living Quarters

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: 2nd Living Quarters

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: 2nd Living Quarters

Dining Room

  • Level: Main

Exercise Room

  • Level: Upper

Family Room

  • Level: 2nd Living Quarters

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Total Primary Heated Living Area: 3000
  • Door features: French Doors
  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 3,000

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 4,667 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: 2nd Living Quarters

Kitchen

  • Level: 2nd Living Quarters

Laundry

  • Level: Upper

Laundry

  • Level: 2nd Living Quarters

Library

  • Level: Upper

Living Room

  • Level: Main

Living Room

  • Level: 2nd Living Quarters

Primary Bedroom

  • Level: Upper

Primary Bedroom

  • Level: 2nd Living Quarters

Study

  • Level: Upper

Study

  • Level: 2nd Living Quarters

Property

Details

  • Parcel number: 063800538170
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10.06 Acres
  • Features: Wooded,Views

Parking

  • Parking features: Driveway,Keypad Entry
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Drought
Hail
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$473$5,676
Property Taxes $969$11,628
Electricity $434$5,216
Total$10,472$125,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$359,040/yr
40% on housing$314,160/yr
45% on housing$279,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$270
McDowell County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$1,800,000
2025-12-30Listing removed--
2025-10-01Price change$1,799,000
2025-09-12Price change$1,890,000
2025-08-01Price change$1,940,000
2025-06-05Price change$1,990,000
2025-05-23Price change$2,150,000
2025-05-12Price change$2,300,000
2025-04-23Price change$2,500,000
2025-04-15Listed for sale$2,800,000
2025-01-23Listing removed$2,300,000
2025-01-08Price change$2,300,000
2024-10-02Price change$2,330,000
2024-08-30Price change$2,350,000
2024-08-12Price change$2,400,000
2024-07-18Price change$2,450,000
2024-06-13Price change$2,600,000
2024-06-03Price change$2,250,000
2024-04-23Listed for sale$2,300,000
2023-05-31Listing removed--
2022-11-03Listed for sale$2,525,000
2021-06-08Sold$1,650,000
2021-04-14Pending sale$1,650,000
2021-03-27Listed for sale$1,650,000
2008-08-13Sold$375,000

For Sale by Agent

AgentMatthew Mubarak
BrokerageEXP Realty LLC

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