427 Georgia Ave, Forest City, NC, 28043
About This Home
Tucked away on 1.19 private acres in a quiet cul-de-sac, this spacious brick home offers the perfect blend of comfort, character, and convenience. Located just minutes from downtown Forest City, you will enjoy easy access to local pubs, restaurants, shopping, and community events while still coming home to a peaceful, wooded setting. Inside, the main level features a large kitchen with a dining area, a formal dining room, and an inviting great room centered around a cozy wood-burning fireplace. The primary suite offers a walk-in closet and private bath, while on the main level, you will find two additional bedrooms and a full bathroom, providing comfortable space for family and guests. The lower-level apartment area creates endless possibilities for multi-generational living, guest accommodations, or entertaining. This versatile space includes a bedroom, bathroom, a den with a wood-burning fireplace, a billiard/entertainment room, and a dedicated storage area, offering ample space for hobbies, seasonal items, or extra organization. Outdoor living is just as impressive with a huge 672-square-foot deck overlooking the beautiful natural surroundings—perfect for relaxing, grilling, or hosting friends and family. A garage provides additional storage and convenience. With easy access to Charlotte, Spartanburg, and Asheville, commuting and weekend getaways are a breeze. This property delivers small-town charm with big-city accessibility—don’t miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: In Basement
Bar Entertainment
- Level: Basement
Basement
- Has basement: Yes
- Basement: Apartment,Exterior Entry,Interior Entry,Storage Space
Bathroom Full
- Features: Ceiling Fan(s)
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Features: Ceiling Fan(s)
- Level: Main
Bedroom S
- Features: Ceiling Fan(s)
- Level: Main
Bedroom S
- Features: Ceiling Fan(s)
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Den
- Level: Basement
Dining Area
- Level: Main
Dining Room
- Level: Main
Features
- Flooring: Laminate,Wood
- Fireplace features: Den,Great Room,Wood Burning
- Finished area below ground: 1,281
- Finished area above ground: 2,373
Great Room
- Features: Built-in Features
- Level: Main
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,373
- Total interior livable area: 3,654 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: Main
Utility Room
- Level: Basement
Property
Details
- Parcel number: 421314
- Zoning: R15
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Rear Porch
Lot
- Lot size: 1.19 Acres
- Features: Cleared,Cul-De-Sac,Level,Wooded
Parking
- Total spaces: 2
- Parking features: Basement,Driveway,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Earthquake
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,123 | $25,476 |
| Home Insurance * | $213 | $2,556 |
| Property Taxes | $376 | $4,512 |
| Electricity | $340 | $4,084 |
| Total | $3,052 | $36,624 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $419,900 |
| 2026-07-12 | Price change | $434,900 |
| 2026-06-29 | Price change | $444,900 |
| 2026-05-29 | Price change | $464,900 |
| 2026-05-17 | Listed for sale | $474,900 |
| 2012-08-14 | Sold | $174,000 |
For Sale by Agent
View on Zillow