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154 S Broadway, Forest City, NC, 28043

3beds
2baths
1,818sqft
$250,000
$138price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Step back in time with this charming Southern home, full of character and timeless appeal. Perfectly situated in downtown Forest City, you can walk to local restaurants, shops, POPS and enjoy all the town has to offer. Featuring an inviting front porch and a back yard graced with mature fig trees. This property is ready to be restored to its former glory and has fantastic potential. Whether you're searching for a historic home to renovate or a property with classic Southern charm, this is a rare opportunity to create something truly special in one of the area's most desirable locations. Bring your vision and breathe new life into this nostalgic gem while enjoying the warmth and charm of small-town living.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1937

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Sump Pump,Unfinished,Walk-Out Access

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,818

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,818
  • Total interior livable area: 1,818 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 419592
  • Zoning: C2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Side Porch

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning
Cold Wave
Earthquake
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$126$1,512
Property Taxes $225$2,700
Electricity $200$2,405
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 28043$132
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28043$153
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$250,000
2024-07-21Listing removed--
2024-07-11Listed for rent$1,600
1998-07-10Sold$70,000

For Sale by Agent

AgentMichelle Okpych
Brokerage360 Properties LLC

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