215 Summer Winds Place, Surf City, NC, 28445
About This Home
Discover coastal living at its finest at Summer Winds 215 located in the sought-after Summer Winds community in Surf City on beautiful Topsail Island. Offering more than 2,600sf of coastal luxury, this spacious beachside townhome is designed for relaxing, entertaining, and embracing the best of island living. Generous floorplan featuring 5 bedrooms, 4.5 baths, a private elevator, an updated kitchen, multiple gathering spaces including two separate living areas, and a versatile third-floor loft. Breathtaking ocean views can be enjoyed from multiple decks spanning several levels of the home. Convenient amenities include a dedicated outdoor shower, community pool, and shared community elevator which provides easy access from the ground to the second floor. Four assigned, covered parking spaces offer ample room for vehicles, golf carts, and beach gear. Great location, just across the street from public beach access, playground adjacent to the neighborhood, public parking for guests, and a convenience store within walking distance. Sold fully furnished, would make a great primary residence, vacation getaway, or investment property which brought in over 55k gross rent in 2025.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Other,Pilings
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
- Laundry features: Laundry Room
Basement
- Basement: None
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: Second
Bedroom4
- Level: Third
Bedroom5
- Level: Third
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- High Ceilings,Solid Surface,Elevator,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades
- Flooring: LVT/LVP,Carpet,Tile
- Attic: Scuttle
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,673
- Total interior livable area: 2,673 sqft
Kitchen
- Level: Second
Laundry
- Level: Second
Living Room
- Level: First
Living Room
- Level: Second
Loft
- Level: Third
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 801b215
- Zoning: C-1
- Special condition: Standard
Features
- Levels: Three Or More
- Patio & porch: Deck,Balcony
- Exterior features: Outdoor Shower,End Unit
- Fencing: None
- Has view: Yes
- View description: Ocean,Water
- Has water view: Yes
- Water view: Ocean,Water
- Waterfront features: Second Row
- Frontage type: See Remarks
- Living area range: 2600 - 2799
Lot
- Features: Ocean Side,Second Row
- Lot size dimensions: 0
Parking
- Parking features: Parking Lot,Covered,Additional Parking,Assigned,Off Street,On Site,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $471 | $5,652 |
| Electricity | $248 | $2,987 |
| Total | $5,226 | $62,712 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Listed for rent | $2,500 |
| 2026-06-05 | Listed for sale | $850,000 |
| 2026-01-01 | Listing removed | $925,000 |
| 2025-12-18 | Listing removed | $2,000 |
| 2025-09-29 | Price change | $2,000 |
| 2025-08-13 | Listed for rent | $2,500 |
| 2025-05-30 | Price change | $925,000 |
| 2025-04-16 | Listed for sale | $975,000 |
| 2024-08-27 | Listing removed | $2,500 |
| 2024-07-24 | Listed for rent | $2,500 |
| 2024-07-16 | Listing removed | -- |
| 2024-06-20 | Listed for rent | $2,500 |
| 2023-07-06 | Listing removed | -- |
| 2023-06-28 | Listed for rent | $2,500 |
| 2018-09-05 | Sold | $436,500 |
| 2018-07-19 | Pending sale | $469,900 |
| 2018-02-28 | Listed for sale | $469,900 |
| 2017-11-18 | Listing removed | $2,000 |
| 2017-09-08 | Listed for rent | $2,000 |
| 2016-02-26 | Listing removed | $2,000 |
| 2015-12-14 | Listed for rent | $2,000 |
| 2015-01-15 | Listing removed | $2,000 |
| 2014-09-17 | Listed for rent | $2,000 |
View on Zillow