574 Moss Lake Lane, Holly Ridge, NC, 28445
About This Home
Step into luxury with this elegant 4-bedroom, 3-bathroom home situated in the prestigious community of Summerhouse on Everett Bay. Designed with both comfort and sophistication in mind, this home features an open floor plan perfect for entertaining, along with rich wood flooring, and designer tile. The gourmet kitchen is a true showstopper with granite countertops, a striking butcher block island, and stylish finishes throughout. After a day by the water, unwind in your private outdoor shower—a thoughtful touch for coastal living. Nestled within a true resort-style community designed for elevated everyday living, residents enjoy access to a stunning clubhouse, modern fitness center, resort-style pool, tennis courts, picturesque walking trails, playground, boat launch, day dock, and more. This home is not just a place to live—it's a chance to embrace a lifestyle where comfort, elegance, and recreation come together seamlessly.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Other,Pilings
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal
Features
- Walk-in Closet(s),Walk-In Closet(s)
- Flooring: LVT/LVP,Carpet,Vinyl,Wood
- Attic: Access Only
Heating & Cooling
- Heating features: Heat Pump,Electric,Forced Air
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,512
- Total interior livable area: 2,512 sqft
Master Bedroom
- Level: Primary Living Area
Property
Details
- Parcel number: 762c285
- Zoning: R-20
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Outdoor Shower,Cluster Mailboxes
- Fencing: None
- Waterfront features: Boat Ramp
- Living area range: 2400 - 2599
Lot
- Lot size: 0.25 Acres
- Features: Boat Ramp
- Lot size dimensions: 73.71 x 167.72 x 61.48 x 166.38
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $509 | $6,108 |
| Electricity | $233 | $2,807 |
| Total | $4,029 | $48,348 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-06 | Price change | $620,000 |
| 2025-08-07 | Listed for sale | $625,000 |
| 2025-08-07 | Listing removed | $625,000 |
| 2025-07-21 | Listed for sale | $625,000 |
| 2025-07-02 | Listing removed | $2,400 |
| 2025-06-12 | Price change | $2,400 |
| 2025-04-30 | Price change | $2,800 |
| 2025-03-25 | Price change | $3,100 |
| 2025-02-14 | Price change | $3,300 |
| 2025-01-15 | Listed for rent | $3,400 |
| 2021-10-29 | Sold | $490,000 |
| 2021-09-22 | Pending sale | $490,000 |
| 2021-09-16 | Price change | $490,000 |
| 2021-08-20 | Listed for sale | $495,000 |
| 2016-08-23 | Sold | $275,000 |
| 2016-07-08 | Pending sale | $279,900 |
| 2016-04-22 | Listed for sale | $279,900 |
| 2015-11-11 | Listing removed | $284,999 |
| 2015-11-02 | Price change | $284,999 |
| 2015-10-28 | Price change | $285,999 |
| 2015-10-26 | Price change | $259,998 |
| 2015-05-22 | Price change | $295,999 |
| 2015-05-21 | Price change | $280,000 |
| 2014-01-11 | Listed for sale | $295,999 |
| 2011-10-27 | Sold | $20,000 |
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