112 Bills Creek Rd, Lake Lure, NC, 28746
About This Home
Turn-key mountain retreat and income-producing investment opportunity in the heart of Lake Lure! Located at 112 Bills Creek Rd., this charming 2-bedroom, 1-bath home offers approximately 1,085 square feet and sits on 0.58 acres in the desirable Riverbend community—with one huge advantage: NO gated access! Enjoy the convenience of being just off the main road, right behind the popular ice cream shop, making it easy for guests and owners alike to access everything Lake Lure has to offer. Currently operating as a successful established short-term rental, this property boasts an excellent rental history with bookings already in place through the remainder of 2026, providing immediate income potential for the next owner. Whether you're looking to expand your investment portfolio or own the perfect mountain getaway, this property checks all the boxes. Lake Lure is open, thriving, and welcoming visitors once again following Hurricane Helene, making this an exciting time to invest in one of Western North Carolina's most beloved destinations. Inside, you'll find a warm and inviting cabin feel featuring beautiful hardwood floors throughout, a stunning rock fireplace, and a well-appointed kitchen with granite countertops. Major updates, including the roof, electrical, and plumbing, have been completed within the last few years, giving buyers added peace of mind. Best of all, this home is being sold completely furnished, making it truly turn-key and ready for immediate personal enjoyment or continued rental income. Opportunities like this don't come along often. Schedule your showing today and start enjoying everything Lake Lure has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Wood Siding,Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Free-Standing Range,Range,Refrigerator,Washer,Electric Water Heater
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Fireplace,Solid Surface Counters,Open Floorplan
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 1,085
Heating & Cooling
- Heating features: Ductless,Electricity
- Cooling features: Ductless Mini-Split,Electricity
Interior Area
- Total interior livable area: 1,085 sqft
Property
Details
- Parcel number: 1606850
- Special condition: None
Features
- Levels: One
- Patio & porch: Deck,Porch
- Exterior features: Outdoor Grill
- Has view: Yes
- View description: Mountain(s)
- Living area range: 1000-1199
Lot
- Lot size: 0.58 Acres
- Features: Mountainous
Parking
- Parking features: Driveway,None,None
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Cold Wave
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $145 | $1,740 |
| Electricity | $200 | $2,405 |
| Total | $2,167 | $26,004 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $337,500 |
| 2026-07-31 | Listed for sale | $339,000 |
| 2026-01-15 | Sold | $299,000 |
| 2025-12-08 | Listed for sale | $299,000 |
| 2025-12-06 | Listing removed | $299,000 |
| 2025-08-14 | Price change | $299,000 |
| 2025-05-08 | Listed for sale | $325,000 |
| 2025-02-14 | Listing removed | $1,850 |
| 2025-01-24 | Listed for rent | $1,850 |
| 2024-01-08 | Sold | $150,000 |
| 2023-03-27 | Sold | $191,497 |
| 2020-11-17 | Listing removed | $500,000 |
| 2019-11-06 | Pending sale | $500,000 |
| 2019-11-06 | Listed for sale | $500,000 |
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