158 Rock Spring Ln, Lake Lure, NC, 28746
About This Home
A refined blend of modern comfort and natural beauty awaits in this beautifully updated retreat, ideally situated at the end of a quiet cul-de-sac within the coveted gated lakeside community of Rumbling Bald on Lake Lure. A dramatic wall of windows welcomes you into a light-filled, open-concept living space, perfectly framing winter mountain vistas and charming peek-a-boo year-round views. The thoughtfully redesigned kitchen showcases butcher block countertops, modern painted cabinetry, stainless steel appliances, and an inviting eat-in bar—ideal for both casual mornings and elegant entertaining. The serene main-level primary suite offers a private sanctuary with two spacious walk-in closets and a newly updated spa-inspired bath. A cozy den with a wood-burning fireplace adds warmth and character, while the expansive loft provides an additional versatile bonus space. Step outside onto the generous main-level deck to soak in the mountain views and host unforgettable gatherings. The lower level features two bedrooms, a full bath, a large recreation or family room, and kitchenette for all your guests to enjoy. Very spacious laundry room with wet sink and two-car garage with lots of storage for your lake toys. A lower deck and custom-built patio with a fire pit create the perfect setting for evening relaxation and making memories. This property caters to those looking for a low maintenance primary or secondary home and has an incredible layout for a vacation rental. Residents enjoy exclusive access to an exceptional array of amenities, including lakefront living, golf, tennis, pickleball, pool, and beach access—offering a lifestyle as refined as the home itself. Recent upgrades include generator, updated plumbing, radon mitigation system and main level HVAC.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Construction materials: Hardboard Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer
- Laundry features: In Basement,Laundry Room,Sink
Basement
- Has basement: Yes
- Basement: Basement Garage Door,Finished,Interior Entry,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Den
- Level: Main
Den
- Level: Basement
Dining Area
- Level: Main
Features
- Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
- Flooring: Tile,Wood
- Fireplace features: Den,Wood Burning
- Finished area below ground: 1,462
- Finished area above ground: 2,382
Flex Space
- Level: Basement
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,382
- Total interior livable area: 3,844 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Loft
- Level: Upper
Other
- Level: Main
Other
- Level: Main
Primary Bedroom
- Level: Main
Recreation Room
- Level: Basement
Property
Details
- Parcel number: 221333
- Zoning: R3
- Special condition: Standard
- Other equipment: Generator
Features
- Levels: One and One Half
- Stories: 1
- Pool features: Community
- Patio & porch: Deck
- Spa features: Community
- Has view: Yes
- View description: Mountain(s),Winter
- Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip (Lease/License),Boat Slip – Community
Lot
- Lot size: 0.64 Acres
- Features: Cul-De-Sac,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
- Cold Wave
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $597 | $7,164 |
| Electricity | $358 | $4,296 |
| Total | $5,765 | $69,180 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $895,000 |
| 2026-01-05 | Listed for sale | $925,000 |
| 2023-05-15 | Sold | $795,000 |
| 2023-05-01 | Pending sale | $795,000 |
| 2023-04-12 | Listed for sale | $795,000 |
| 2021-12-09 | Sold | $445,000 |
| 2021-08-04 | Pending sale | $497,000 |
| 2021-08-04 | Contingent | $497,000 |
| 2021-05-14 | Listed for sale | $497,000 |
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