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918 N New River Drive #722, Surf City, NC, 28445

1beds
2baths
746sqft
$389,900
$523price/sqft
$2,381/moest. monthly cost
$95,240/yrincome needed

About This Home

Wake up to breathtaking ocean views from this beautifully furnished 1-bedroom, 1.5-bath oceanfront condo at Surf Condos. Featuring an open floor plan, updated white kitchen with stainless steel appliances, and coastal-inspired furnishings, this turnkey property is ready for your enjoyment or immediate rental income. Designed to comfortably sleep up to six guests, the condo includes a private bedroom, daybed area, and sleeper sofa in the living room, making it an ideal beach retreat for family and friends. Whether you're searching for a personal getaway, an investment property, or the perfect combination of both, this unit offers exceptional flexibility and value. Surf Condos is one of Topsail Island's most desirable oceanfront communities, offering outstanding amenities including a gorgeous zero-entry pool, fitness center, private beach access, picnic area, laundry facilities, and beautifully maintained grounds. With stunning ocean views, strong rental history, and resort-style amenities, this property is a wonderful opportunity to own your own piece of paradise on the North Carolina coast.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
Surf City ElementaryGrades PK-53.2 mi
9/10
Surf City MiddleGrades 6-83.2 mi
8/10
Topsail High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Furnished

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 746
  • Total interior livable area: 746 sqft

Property

Details

  • Parcel number: 42453246657220
  • Zoning: INCORP
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 600 - 799

Lot

  • Features: Ocean Side

Parking

  • Parking features: Parking Lot,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$95$1,140
Property Taxes $115$1,380
Electricity $200$2,405
Total$2,381$28,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,634/yr
40% on housing$71,430/yr
45% on housing$63,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$330
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$389,900
2025-02-01Listing removed$1,399
2024-12-18Listed for rent$1,399
2024-10-27Listing removed$1,625
2024-09-30Price change$1,700
2024-09-09Listed for rent$1,800
2024-01-22Listing removed--
2024-01-05Listed for rent$1,599
2023-11-06Listing removed--
2023-10-28Price change$1,599
2023-10-15Price change$1,650
2023-10-08Price change$1,625
2023-10-02Price change$1,800
2023-09-24Listed for rent$1,900
2022-09-13Listing removed--
2022-07-17Listed for rent$1,950
2016-06-17Sold$133,000
2016-06-01Pending sale$139,900
2016-05-20Listed for sale$139,900

For Sale by Agent

AgentCheryl Hennen
BrokerageColdwell Banker Sea Coast Advantage

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