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7434 Gilbert St, Philadelphia, PA, 19138

3beds
1baths
1,188sqft
$175,000
$147price/sqft
$1,345/moest. monthly cost
$53,800/yrincome needed

About This Home

Located on a quiet block in Philadelphia, 7434 Gilbert St is a prime opportunity for investors or savvy buyers ready to take on a full renovation. This property is in need of a complete rehab, offering a true blank canvas to design and rebuild to your vision. With strong bones and a solid footprint, the home has the potential to be transformed into a stunning residence or profitable investment. Conveniently located near transportation, shopping, and local amenities, this is a chance to add significant value in an established neighborhood. Bring your contractor and imagination—opportunities like this don’t come around often.

Getting Around

84
WalkingVery Walkable
56
TransitGood Transit
56
BikeBikeable

Schools

4/10
Pennypacker Samuel SchoolGrades PK-80.1 mi
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: AirLite
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,188

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 102477000
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,392 sqft
  • Lot size dimensions: 18.00 x 77.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$60$720
Property Taxes $177$2,124
Electricity $224$2,692
Total$1,345$16,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,114/yr
40% on housing$40,350/yr
45% on housing$35,866/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 19138$112
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19138$219
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$175,000
2026-07-29Price change$175,000
2026-07-15Listed for sale$200,000
2026-02-03Listing removed$100,000
2026-02-02Listed for sale$100,000

For Sale by Agent

AgentDavid Guido
BrokerageEXP Realty, LLC

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