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105 Whitestocking Ext, Burgaw, NC, 28425

2beds
2baths
1,172sqft
$499,000
$426price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Waterfront Living in Burgaw If you've been dreaming of spending your days fishing, boating, kayaking, or simply enjoying life on the water, this waterfront property is ready to make it a reality. This beautifully maintained 2-bedroom, 2-bath home offers the perfect blend of peaceful waterfront living and modern updates. Inside, you'll find brand-new LVP flooring throughout, a cozy propane fireplace, and a bright sunroom with water views--the ideal spot to enjoy your morning coffee or unwind after a day on the water. A new water heater adds even more peace of mind. Outside is where this property truly shines. Launch your kayak, cast a line from your own backyard, or head out for a day of boating right from the nearby water access. The attached garage, detached two-door garage, greenhouse, and two additional outbuildings provide plenty of room for boats, fishing gear, tools, workshops, hobbies, and extra storage. An outdoor elevator adds convenience and makes accessing the home and property even easier. Whether you're searching for a weekend getaway, a full-time waterfront retreat, or the perfect place to enjoy an active outdoor lifestyle, this Burgaw gem offers endless opportunities to make the most of life on the water.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Burgaw Elementary SchoolGrades PK-56.0 mi
3/10
Burgaw Middle SchoolGrades 6-86.1 mi
6/10
Heide Trask High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Other,Raised,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Generator Plug,Elevator,Ceiling Fan(s)
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 33502624440000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Enclosed,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Water view: Water
  • Frontage type: River
  • Living area range: 1000 - 1199

Lot

  • Lot size: 4.81 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached,Gravel,Detached Carport
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$154$1,848
Property Taxes $190$2,280
Electricity $200$2,405
Total$3,067$36,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 28425$165
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28425$202
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$499,000

For Sale by Agent

AgentTiffany & Crew Coastal Real Estate
BrokerageKeller Williams Innovate - Jax

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