417 N Shore Drive, Surf City, NC, 28445
About This Home
Coastal charm meets modern comfort at this active Airbnb with easy access to the beach! You must see this beautifully updated 2 BR, 1 BA coastal cottage perfectly positioned to capture all that Surf City has to offer. Relax and rock your cares away on the wrap around front porch, where ocean breezes blow and sounds of waves set the tone for your stay. Inside you'll find inviting coastal decor and a layout ideal for weekend getaways or use as a vacation rental for income. The open living area flows into the bright kitchen, while both bedrooms provide cozy retreats after a day in the sun and surf. This prime location offers ultimate convenience to morning walks on the sand, afternoons in the surf and evenings out and about Surf City. Or you may choose to relax on the porch taking in the salty air after preparing something delicious on the patio grill. Whether your seeking a turnkey investment or your own beach escape, this Surf City gem checks every box!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Foundation: Crawl Space
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Master Downstairs,Ceiling Fan(s),Furnished,Pantry,Blinds/Shades
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 720
- Total interior livable area: 720 sqft
Property
Details
- Parcel number: 42450087030000
- Zoning: INCORP
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch,Wrap Around
- Exterior features: Shutters - Board/Hurricane,Gas Grill
- Fencing: None
- Has view: Yes
- View description: See Remarks
- Waterfront features: Second Row
- Frontage type: See Remarks
- Living area range: 600 - 799
Lot
- Lot size: 3,920 sqft
- Features: Second Row
- Lot size dimensions: 48.8 x 70.5 x 46.8 x 72.5
Parking
- Parking features: Gravel,On Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,284 | $39,408 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $237 | $2,844 |
| Electricity | $200 | $2,405 |
| Total | $3,880 | $46,560 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-26 | Listed for sale | $649,500 |
| 2021-04-12 | Sold | $325,000 |
| 2021-04-05 | Pending sale | $330,000 |
| 2021-03-29 | Listed for sale | $330,000 |
| 2021-03-29 | Pending sale | $330,000 |
| 2021-02-18 | Listed for sale | $330,000 |
For Sale by Agent
View on Zillow