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106 Flora Lina Dr, Brevard, NC, 28712

4beds
3baths
2,374sqft
$579,000
$244price/sqft
$3,529/moest. monthly cost
$141,160/yrincome needed

About This Home

Welcome to 106 Flora-Lina Drive in Brevard, NC! This well-cared for, one-owner home sits on +/-3.27 unrestricted acres in one of Transylvania County's most desirable locations offering the perfect combination of privacy, flexibility, and convenience. Ideally situated just minutes from downtown Brevard, Pisgah National Forest, and DuPont State Forest, yet outside of the city limits, you'll enjoy easy access to world-class hiking, mountain biking, waterfalls, dining, and shopping while still enjoying the peace and beauty of a mountain setting. The home itself features a durable brick exterior, attached garage, whole-home generator, and a versatile floor plan that includes a fully equipped in-law suite complete with its own kitchen, large living area, and ample storage—ideal for multigenerational living, guest accommodations, rental income, or a private home-office setup. A year-round stream meanders through the lower portion of the property, creating a serene natural setting, while seasonal winter views provide a beautiful backdrop of the surrounding mountains. The unrestricted acreage offers endless possibilities for gardening, recreation, homesteading, short-term rentals, and ideal additional build site(s) for future expansion. Whether you're seeking a primary residence, mountain retreat, investment opportunity, or family compound, this unique property delivers the freedom of unrestricted land in a highly sought-after location near Brevard's outdoor recreation and vibrant downtown. Bring your vision to life at 106 Flora-Lina Drive.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
TCS Online Learning PathGrades K-123.0 mi
8/10
Brevard High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Metal
  • Construction materials: Brick Full,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Linoleum,Tile,Wood
  • Fireplace features: Den,Family Room,Gas Log,Wood Burning
  • Finished area below ground: 1,031
  • Finished area above ground: 1,343

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,343
  • Total interior livable area: 2,374 sqft

Kitchen

  • Level: Main

Kitchen

  • Level: Basement

Laundry

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Basement

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 8575200300000
  • Zoning: None
  • Special condition: Standard
  • Other equipment: Generator
  • Exclusions: 2 Sheds

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Has view: Yes
  • View description: Mountain(s),Winter
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 3.27 Acres
  • Features: Sloped,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$160$1,920
Property Taxes $221$2,652
Electricity $221$2,653
Total$3,529$42,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,994/yr
40% on housing$105,870/yr
45% on housing$94,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 28712$299
Transylvania County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 28712$284
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$579,000
2026-07-19Price change$629,000
2026-06-25Listed for sale$649,000

For Sale by Agent

AgentJake Raines
BrokeragePetit Properties Inc

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