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84 Forest Trl, Balsam Grove, NC, 28708

2beds
2baths
1,455sqft
$349,000
$240price/sqft
$2,254/moest. monthly cost
$90,160/yrincome needed

About This Home

Welcome to this cozy cabin tucked away on over 4 unrestricted acres in beautiful Balsam Grove. Just off of Hwy 215, you have a convenient location for getting town, but far enough away for total peace and quiet. Most of the acreage is wooded so the yard is very low maintenance. The home can easily be used as a 3 bedroom house, but is on a 2bd septic system. New stainless steel appliances in the kitchen are another added bonus. The backyard is fenced for your furry friends, but plenty of room to roam if they prefer that. The wood burning fireplace in the den adds lovely wintertime ambiance while the wood stove downstairs will provide functional heat to the whole house, easing the load on the central heat and air system. 5 minutes from the gas station/convenience store also makes this location easy when you just need a quick item. A short drive to Pisgah National Forest affords tons of hiking and biking opportunities with several waterfalls very close by as well. Come see this great cabin on 4 acres of unrestricted land today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Rosman ElementaryGrades PK-56.7 mi
8/10
Rosman MiddleGrades 6-86.9 mi
7/10
Rosman HighGrades 9-126.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Block,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Features

  • Flooring: Linoleum,Tile,Vinyl,Wood
  • Fireplace features: Den
  • Finished area below ground: 507
  • Finished area above ground: 948

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 948
  • Total interior livable area: 1,455 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Details

  • Parcel number: 8546006898000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 4.10 Acres
  • Features: Sloped,Wooded

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$88$1,056
Property Taxes $202$2,424
Electricity $200$2,405
Total$2,254$27,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,280/yr
40% on housing$67,620/yr
45% on housing$60,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 28708$151
Transylvania County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 28708$315
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$358,500
2026-01-27Listed for sale$365,000
2020-03-23Sold$202,500

For Sale by Agent

AgentJeff Baucom
BrokerageLooking Glass Realty

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