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150 Creatwood Trail #18, Vilas, NC, 28692

3beds
3baths
1,733sqft
$515,000
$297price/sqft
$3,121/moest. monthly cost
$124,840/yrincome needed

About This Home

150 Creatwood Unit 18 offers quick to town convenience [9 minutes to Wendy’s] yet the peaceful enjoyment of country living. Nestled in the commons area, this freestanding townhome has the feel of a detached home on a grassy flat lawn. Inside, spacious rooms accommodate ease of living. The kitchen and living room are visually open to each other. A gas log fireplace, accented within a floor to ceiling chimney, lends cozy warmth and ambience on snowy winter days. The primary bedroom opens to a large ensuite bath with tiled walk in shower, double sinks, and an oval tub. Beyond those are an oversized walk in closet, and beyond that a storage area. With a laundry on the first level, one-level living is possible. A half bath on the first floor welcomes guests. Gleaming hardwood floors grace the entire first floor. Light streams in through large windows, topped with tramsoms, and above that deep crown molding. Off the first floor is an enchanting back deck to enjoy the surrounding forested mountains. With nearby babbling Laurel Fork Creek, imagine morning coffee or evening sunsets on the deck. [Despite the creek’s proximity, the home did not flood during Helene]. Upstairs are two ample bedrooms and a full bath. With double closets in each, a double closet in the hall, and a storage area off one closet, you will have plenty of space to store belongings. The owners have meticulously maintained the home and also have updated many, many features. Some include [see full list in the attachments]: Added CPI security system, replaced 5 ceiling fans; added a galvanized bonded gas line into the home; painted the entire house 2 years ago; replaced washer, dryer, refrigerator, and microwave 2 years go; replaced all sink faucets and shower heads 1 year ago; had all gas appliances and electrical outlets checked for safety. Purchase this home for spacious living, convenience for all things Boone and nearby area, and for assurance of a home in excellent condition.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-82.6 mi
8/10
Watauga HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Cottage,Traditional
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic,Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Stone,Propane
  • Fireplace: Yes
  • Attic: Finished,Floored
  • Finished area below ground: 0
  • Finished area above ground: 1,733

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,733
  • Total interior livable area: 1,733 sqft

Property

Details

  • Parcel number: 1990462080000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple
  • Exterior features: Paved Driveway
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream,Trees/Woods,Southern Exposure
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek,Stream

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: Asphalt,Driveway,Paved,Private
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$145$1,740
Property Taxes $172$2,064
Electricity $200$2,405
Total$3,121$37,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,005/yr
40% on housing$93,630/yr
45% on housing$83,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 28692$295
Watauga County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 28692$294
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$515,000
2026-01-04Listing removed$519,000
2025-12-11Price change$519,000
2025-12-01Price change$525,000
2025-11-20Price change$529,900
2025-11-18Price change$529,000
2025-10-10Price change$535,000
2025-07-29Listed for sale$550,000
2023-01-10Sold$415,000
2022-11-23Contingent$415,000
2022-11-17Listed for sale$415,000
2008-10-10Sold$295,000

For Sale by Agent

AgentHelen Phillips
BrokerageCoe Realty

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