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138 Stillwagon Ln, Cedar Mountain, NC, 28718

3beds
3baths
2,075sqft
$550,000
$265price/sqft
$3,416/moest. monthly cost
$136,640/yrincome needed

About This Home

Tucked at the end of a quiet cul-de-sac, 138 Stillwagon Lane offers a rare blend of privacy, comfort, and access to the natural beauty of Western North Carolina in Cedar Mountain. Set on 1.27 acres, this well-maintained 3-bedroom, 3-bath home features a flexible floor plan with bonus spaces ideal for guests, a home office, or hobbies. An expanded primary suite creates a spacious retreat, while ample storage throughout supports both full-time living and weekend escapes. The outdoor setting is a standout. A large screened porch overlooks a neighboring pond, offering a peaceful backdrop for morning coffee or relaxed evenings. With minimal nearby homes, the property feels private without being remote. For outdoor enthusiasts, the location is exceptional—just minutes from DuPont State Recreational Forest and Pisgah National Forest, with easy access to hiking, fishing, and recreation across both North and South Carolina. Additional features include deeded secondary access from Edwards Road, providing added convenience and peace of mind in all seasons. Whether you’re seeking a full-time residence or a mountain retreat, 138 Stillwagon Lane offers a compelling mix of privacy, flexibility, and access to the outdoors.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
TCS Online Learning PathGrades K-129.2 mi
4/10
Brevard ElementaryGrades PK-57.9 mi
9/10
Brevard High SchoolGrades 9-127.9 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Metal
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Basement Shop,Exterior Entry,Interior Entry

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Bonus Room

  • Level: Basement

Dining Area

  • Level: Main

Family Room

  • Level: Basement

Features

  • Fireplace features: Gas Log,Living Room,Propane
  • Finished area below ground: 668
  • Finished area above ground: 1,407

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Ductless

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 2,075 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 9512231505000
  • Zoning: None
  • Special condition: Standard
  • Exclusions: Walnut mantle

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Screened
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$132$1,584
Property Taxes $303$3,636
Electricity $200$2,405
Total$3,416$40,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,120/yr
40% on housing$102,480/yr
45% on housing$91,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 28718$280
Transylvania County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 28718$1,528
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$550,000
2026-02-02Listing removed$575,000
2025-10-05Price change$575,000
2025-09-16Price change$599,000
2025-08-08Listed for sale$649,000
2006-12-01Sold$268,000

For Sale by Agent

AgentAndrea Hamilton
BrokerageLake Toxaway Co.

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