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178 S Caldwell St, Brevard, NC, 28712

4beds
4baths
4,679sqft
$1,655,900
$354price/sqft
$10,039/moest. monthly cost
$401,560/yrincome needed

About This Home

Rare Opportunity Brevard, NC Prime commercial property-Historic Home-Event Venue-Airbnb This unique historic house/property is situated 2 blocks south of Main St in beautiful downtown Brevard. Attractively updated to maintain and add to the charm of this historic home. The property features 3 levels for residential and commercial use. The main level is an open and elegantly decorated event space. Host weddings, showers, anniversaries, retirement, birthdays, celebrations of life and much more. The upper and lower levels are separate apartment units available for S/L rent or residence. Providing a live/work and rental space. In the backyard you will discover a lush, enchanting garden, covered patio, pond, flag stone patio, garden shed/greenhouse off street parking.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

--
TCS Online Learning PathGrades K-120.4 mi

Construction

Condition

  • Year built: 1908

Materials

  • Construction materials: Brick Partial,Shingle/Shake

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Range,Plumbed For Ice Maker,Tankless Water Heater
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Interior Entry,Storage Space,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 1,070
  • Finished area above ground: 3,609

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,609
  • Total interior livable area: 4,679 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 8586402462000
  • Zoning: C2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.58 Acres

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,373$100,476
Home Insurance *$458$5,496
Property Taxes $773$9,276
Electricity $435$5,229
Total$10,039$120,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$344,194/yr
40% on housing$301,170/yr
45% on housing$267,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$354This listing

vs Other Active Listings

Avg $/sqft

ZIP 28712$296
Transylvania County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 28712$284
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-09Price change$1,655,900
2025-08-06Listed for sale$1,575,900
2015-08-25Sold$255,000

For Sale by Agent

AgentCraig Tribus
BrokerageBeycome Brokerage Realty LLC

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