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3217 N Carlisle St, Philadelphia, PA, 19140

5beds
2baths
1,752sqft
$199,999
$114price/sqft
$1,680/moest. monthly cost
$67,200/yrincome needed

About This Home

Temple University Duplex! Perfect for a student looking to invest and live for free! Welcome to 3217 N Carlisle Street, a value-packed legal duplex located just steps from Temple University’s School of Dentistry. This rare opportunity offers built-in equity, strong rental income potential, and a location that’s ideal for both owner-occupants and investors. The property features a 1-bedroom unit on the first floor, perfect for a student or owner to live in, and a spacious 4-bedroom unit upstairs that is approximately 90% complete and only requires light cosmetic work to be move-in ready! This setup is ideal for a student looking to “house hack” — live in one unit while renting out the other to cover expenses and build long-term wealth. Plans are already completed and 90% of the rehab materials are on-site, making this a fast-track renovation project with minimal upfront work. Once complete, this duplex is expected to generate approximately $3,300 per month or over $40,000 per year in rental income. It’s also a strong candidate for a 203k loan or a great addition to any investor’s portfolio. The location is unbeatable. You’re just two blocks from Temple University’s School of Dentistry and a 10-minute walk to the main campus, including the award-winning Charles Library, the 24-hour TECH Center, and the Liacouras Center for events and basketball games. The property is also close to the Cecil B. Moore subway station, offering quick access to Center City and beyond. Temple University Hospital is just minutes away, further boosting rental demand, and nearby Progress Plaza provides convenient access to ShopRite, retail shops, and dining options. Don’t miss this unique chance to live, invest, and build equity in one of Philly’s most active redevelopment zones. Schedule your showing today and take advantage of this rare opportunity.

Getting Around

85
WalkingVery Walkable
81
TransitExcellent Transit
59
BikeBikeable

Schools

3/10
1/10
Dobbins Avt High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1939

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,752

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,752
  • Total interior livable area: 1,752 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 112146700
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,280 sqft
  • Lot size dimensions: 16.00 x 80.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$248$2,976
Property Taxes $197$2,364
Electricity $224$2,692
Total$1,680$20,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,600/yr
40% on housing$50,400/yr
45% on housing$44,800/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$93
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$199,900
2026-03-16Listed for sale$199,999
2026-01-30Listing removed$179,900
2025-09-29Price change$179,900
2025-08-18Price change$185,000
2025-07-15Price change$199,000
2025-07-08Price change$199,900
2025-05-29Price change$205,000
2025-05-13Price change$219,900
2025-05-01Listed for sale$230,000
2022-11-22Sold$87,000
2021-04-13Listing removed--
2021-01-13Price change$115,000
2020-12-23Listed for sale$129,000
2020-10-14Sold$59,248
2011-02-22Listing removed$65,000
2011-01-16Listed for sale$65,000
2010-07-21Sold$18,700

For Sale by Agent

AgentKyra Brinson
BrokerageEXP Realty, LLC

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