See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

218 Hickory Ln, Lake Toxaway, NC, 28747

2beds
2baths
1,052sqft
$304,500
$289price/sqft
$2,049/moest. monthly cost
$81,960/yrincome needed

About This Home

This inviting mountain cottage at 218 Hickory Lane offers a comfortable blend of charm and practicality, ideal for year-round living or a relaxing weekend getaway. Filled with natural light, the home features two bedrooms and two full baths, including a nicely updated bathroom with a classic clawfoot tub. The kitchen is efficient and functional, opening to a cozy dining nook and a comfortable living area with a new propane fireplace. Large windows throughout bring in plenty of light, creating a bright and welcoming feel even on cloudy days. A wraparound porch extends the living space outdoors, offering a great spot for grilling, dining, or simply enjoying the peaceful setting. There’s also a fire pit for cool evenings and gathering with friends and family. In the winter months, you’ll enjoy seasonal mountain views. Tucked away, this home offers a quiet, private feel while still being within close proximity of Pisgah, Dupont, and Brevard. A gated driveway and single carport add even more functionality. This is a great option for anyone looking to enjoy the simplicity and beauty of mountain living in Lake Toxaway, NC.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
T C Henderson ElementaryGrades PK-52.2 mi
8/10
Rosman MiddleGrades 6-85.6 mi
7/10
Rosman HighGrades 9-125.6 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier
  • Construction materials: Stone,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • None
  • Door features: Screen Door(s)
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,052

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,052
  • Total interior livable area: 1,052 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 8523804656000
  • Zoning: none
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s),Winter
  • Waterfront features: None

Lot

  • Lot size: 0.51 Acres
  • Features: Hilly,Private,Sloped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,539$18,468
Home Insurance *$128$1,536
Property Taxes $182$2,184
Electricity $200$2,405
Total$2,049$24,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,251/yr
40% on housing$61,470/yr
45% on housing$54,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 28747$616
Transylvania County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 28747$377
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$329,900
2026-04-08Listed for sale$337,900
2023-06-08Sold$265,000
2023-05-26Pending sale$280,000
2023-02-06Price change$280,000
2022-11-08Listed for sale$290,000
2017-12-29Sold$120,000
2006-11-28Sold$183,000

For Sale by Agent

AgentJake Raines
BrokeragePetit Properties Inc

Similar Homes