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286 Grady Winkler Road, Boone, NC, 28607

1beds
1baths
561sqft
$340,000
$606price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Move-in ready one-bedroom, one-bath mountain cottage set on a spacious, fully fenced lot. This charming property with real wood paneling and ceilings offers a lot in a compact floor plan. Situated on nearly ¾ of an acre, the spacious yard is enclosed by split rail fencing with wire mesh. The yard has ample space for other opportunities and improvements. With its functional layout and convenient location, this versatile property could serve as a primary residence, mountain getaway, or investment opportunity as a short-term or long-term rental. Located just 15 minutes from Appalachian State University and only 10 minutes from New Market Center. The current owner has done work and improvements to the property. Examples include: installed a new well & added a water filtration system to the home, new refrigerator, new washer/dryer, new water heater, new woodstove, exterior paint, bathroom update, plumbing and electrical updates, deck expanded, fenced yard, and more. A list of improvements is attached in MLS or can be provided by request. According to Watauga County Planning and Inspections, no building permits were pulled. Permits were pulled for the new well and septic repair (attached in MLS). Property is being sold as-is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
Green Valley ElementaryGrades PK-82.8 mi
8/10
Watauga HighGrades 9-124.0 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 561

Heating & Cooling

  • Heating features: Ductless,Wood Stove
  • Cooling features: Ductless,2 Units

Interior Area

  • Total structure area: 0
  • Total interior livable area: 561 sqft

Property

Details

  • Parcel number: 2902650748000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open
  • Exterior features: Fire Pit
  • Fencing: Full

Lot

  • Lot size: 0.72 Acres

Parking

  • Parking features: Gravel,No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Landslide
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$85$1,020
Property Taxes $125$1,500
Electricity $200$2,405
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$606This listing

vs Other Active Listings

Avg $/sqft

ZIP 28607$271
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28607$272
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$340,000
2025-03-03Listing removed$1,695
2025-02-27Listed for rent$1,695
2024-03-21Listing removed--
2024-03-10Listed for rent$1,695
2022-09-22Sold$205,000
2022-08-01Pending sale$197,500
2022-07-31Contingent$197,500
2022-07-23Listed for sale$197,500
2022-05-17Sold$100,000

For Sale by Agent

AgentAmber Winkler
BrokerageKeller Williams High Country

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