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10844 Greenville Hwy, Cedar Mountain, NC, 28718

4beds
2baths
1,242sqft
$398,000
$320price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Historic, charming, Cedar Mountain home originally built in the 1930's, for those wishing to own a piece of history! This adorable home has been in the same family for over 90 years and brings one back to a simpler time when evenings involved taking in the night breeze from the large porch on the front of the home. The home sits on 1.58 acres of unrestricted land and, according to Transylvania County, can be used for Residential or Commercial use. Ideally located just moments from the shops and dining of Cedar Mountain and a short drive to Dupont State Recreational Forest—home to some of the region’s most breathtaking waterfalls—this property captures the essence of Western North Carolina living. The cabin exudes timeless appeal, with distinctive interior features including solid wood doors with unique antique hardware on each one and several rooms with paneled walls and wood ceilings. One door bears the signatures of generations of visitors, adding a meaningful and irreplaceable element of provenance. The inviting living room serves as the heart of the home, featuring warm wood-paneled walls, tongue-and-groove ceilings and a stone fireplace with timber mantel (fireplace to be inspected prior to use), creating an ideal setting for relaxed gatherings. The main residence includes three bedrooms and one full bath, while a separate guest quarters—accessible via the rear screened porch—offers an additional bedroom and full bath, providing privacy and versatility for guests. Select updates include newer vinyl sash windows in the primary living areas and newer classic wood sash windows in the secondary living quarters, complementing the home’s historic character. The kitchen boasts an updated refrigerator and range. The roof was replaced with a metal roof (age unknown) and aluminum siding was added at some point. The original storm shutters still grace the exterior of the home. This home has been enjoyed seasonally from late spring through early fall, offering a true retreat experience in harmony with its natural surroundings. Seller has shared that there is a creek to the far back of the land. Wall-mounted heaters are installed in each room; the home does not include air conditioning. No septic permit on file. Buyers are encouraged to request and review the full home inspection report for additional information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

--
TCS Online Learning PathGrades K-128.5 mi
4/10
Brevard ElementaryGrades PK-57.2 mi
8/10
Brevard High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Pillar/Post/Pier,Other - See Remarks
  • Roof: Metal
  • Construction materials: Aluminum,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator
  • Laundry features: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: 2nd Living Quarters

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: 2nd Living Quarters

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Total Primary Heated Living Area: 1101
  • Flooring: Carpet,Linoleum
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,101

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,101
  • Total interior livable area: 1,242 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 9512170306000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.58 Acres
  • Features: Green Area,Level,Private,Wooded,Wetlands

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Hail
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Transylvania County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$95$1,140
Property Taxes $152$1,824
Electricity $200$2,405
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 28718$303
Transylvania County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 28718$1,528
Transylvania County$291

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$398,000
2026-06-18Listed for sale$429,000

For Sale by Agent

AgentDeborah Betts
BrokerageLooking Glass Realty, Connestee Falls

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