239 Dutch Treat Road, Banner Elk, NC, 28604
About This Home
Discover the perfect mountain retreat just 3 miles from the Lodge at Sugar Mountain Resort. This charming 2-bedroom, 2-bath cabin offers seasonal Grandfather Mountain views and a layout designed for comfort and flexibility. The main level features an open living area with abundant natural light, while the lower-level family room provides additional space for guests, recreation, or cozy evenings. A basement garage adds convenience and good storage for outdoor gear. Ideal as a full-time residence, vacation home, or investment property, this cabin allows both short-term and long-term rentals. Located a short drive to ski slopes, hiking trails, golf, tennis, fishing, local attractions, grocery stores, and pharmacies, this home places the best of the High Country right at your doorstep. Whether you’re seeking adventure or relaxation, this mountain getaway offers it all.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Architectural,Shingle
- Construction materials: Log Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Log Home
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Furnished,Vaulted Ceiling(s)
- Fireplace features: None
- Finished area below ground: 494
- Finished area above ground: 1,020
Heating & Cooling
- Heating features: Baseboard,Electric,Kerosene
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,040
- Total interior livable area: 1,514 sqft
Property
Details
- Parcel number: 1867892543000
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Gravel Driveway,Paved Driveway
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 0.77 Acres
Parking
- Total spaces: 1
- Parking features: Basement,Driveway,Garage,One Car Garage,Gravel,Paved,Private
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $112 | $1,344 |
| Property Taxes | $144 | $1,728 |
| Electricity | $200 | $2,405 |
| Total | $2,574 | $30,888 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $419,000 |
| 2026-04-02 | Listing removed | $429,000 |
| 2026-03-21 | Price change | $429,000 |
| 2025-12-04 | Price change | $439,000 |
| 2025-09-22 | Price change | $445,000 |
| 2025-05-06 | Listed for sale | $449,000 |
| 2024-12-14 | Listing removed | $449,900 |
| 2024-09-17 | Price change | $449,900 |
| 2024-08-21 | Listed for sale | $469,900 |
| 2023-08-18 | Sold | $380,000 |
| 2023-06-28 | Contingent | $399,900 |
| 2023-05-26 | Listed for sale | $399,900 |
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