151 Pond Creek Road, Banner Elk, NC, 28604
About This Home
Nestled among the trees in the cool mountain air of Beech Mountain, 151 Pond Creek Road is the kind of retreat that invites you to slow down, reconnect, and create lasting memories. Beautifully renovated and offered fully furnished, this five-bedroom, three-bath mountain chalet blends cozy charm with modern comfort, making it equally ideal as a personal getaway or a property with a proven short-term rental history. Completely updated in 2022, the home features a thoughtfully redesigned interior with quartz countertops, updated appliances, stylish fixtures, and finishes that complement its warm mountain character. The open-concept living space is anchored by a cozy wood-burning fireplace, creating the perfect setting to gather after a day on the slopes or exploring the surrounding trails, while the spacious kitchen offers an eat-in bar and flows seamlessly into the dining area for effortless entertaining. The main level features four comfortable bedrooms and two full bathrooms, while the lower level offers a fifth bedroom, full bathroom, laundry room, and a game room complete with arcade games. Step outside to enjoy everything mountain living has to offer, from peaceful mornings on the deck with a cup of coffee to evenings spent soaking in the private hot tub or gathering around the fire pit beneath a canopy of stars. A circular driveway, paved road access, and ample parking make coming and going easy in every season. With two parcels totaling 0.44 acres, the property offers an added sense of privacy while remaining just minutes from Beech Mountain Resort, hiking and biking trails, restaurants, and year-round outdoor recreation. Whether you're looking for a mountain escape to enjoy with family and friends or a turnkey property with an established rental history, 151 Pond Creek Road is ready to be enjoyed from day one.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Metal
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet/Alpine
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Microwave Hood Fan,Microwave,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Furnished,Hot Tub/Spa,Window Treatments
- Window features: Window Treatments
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 581
- Finished area above ground: 1,576
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 2,172
- Total interior livable area: 2,157 sqft
Property
Details
- Parcel number: 1950348535000
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Open
- Exterior features: Hot Tub/Spa,Gravel Driveway
- Has spa: Yes
- Spa features: Hot Tub
Lot
- Lot size: 0.44 Acres
Parking
- Parking features: Driveway,Gravel,No Garage,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $177 | $2,124 |
| Electricity | $200 | $2,410 |
| Total | $3,571 | $42,852 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $599,900 |
| 2026-01-01 | Listing removed | $575,000 |
| 2025-08-27 | Price change | $575,000 |
| 2025-05-25 | Price change | $615,000 |
| 2025-02-27 | Price change | $625,000 |
| 2024-11-26 | Listed for sale | $629,000 |
| 2024-03-04 | Listing removed | -- |
| 2024-01-11 | Price change | $655,000 |
| 2023-11-20 | Price change | $654,000 |
| 2023-07-12 | Price change | $655,000 |
| 2023-06-23 | Listed for sale | $665,000 |
| 2022-06-15 | Sold | $602,320 |
| 2022-04-21 | Contingent | $559,000 |
| 2022-04-19 | Listed for sale | $559,000 |
| 2020-05-15 | Sold | $236,000 |
| 2020-04-04 | Pending sale | $239,900 |
| 2020-03-25 | Listed for sale | $239,900 |
| 2020-02-21 | Pending sale | $239,900 |
| 2020-02-11 | Listed for sale | $239,900 |
| 2020-01-01 | Listing removed | $239,000 |
| 2018-05-15 | Listed for sale | $239,000 |
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