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263 Cobble Creek Lane, Boone, NC, 28607

4beds
4baths
2,427sqft
$895,000
$369price/sqft
$5,263/moest. monthly cost
$210,520/yrincome needed

About This Home

Beautiful custom-built mountain home located in the desirable subdivision of Cobble Creek and in the Blowing Rock school district. This 4-bedroom, 3.5 bath home has been designed and built for quality and energy efficiency with the tranquility of the area and yet just minutes from Blowing Rock and Boone, you'll be in the heart of everything the High Country has to offer. Near hiking, skiing, fishing, shopping, restaurants, and more, yet still allowing you peace and convenience. Relax on the expansive deck while overlooking the park-like setting back yard with fire pit and walking paths. The home showcases beautiful well-kept hardwood flooring throughout the main level flowing from the foyer to the wide-open office to the master suite with its spacious in-suite bathroom off the main hallway into the inviting open-concept great room/dining room with vaulted ceilings, exposed beams and large windows and doors that flood the space with natural light. The spacious great room also features a cozy stone fireplace. The kitchen with its 6-burner/griddle gas range completes this one-level living, handicap accessible main floor. While the upstairs boasts its luxurious carpeted floors, bedrooms, baths and small loft area. One bedroom is another primary suite with in-suite bathroom; the other two bedrooms share a “Jack and Jill” bathroom set-up. The one bedroom is currently used as a flex room (flex space providing versatility for guest accommodations, home studio, and/or bonus rooms) because the septic permit is approved for three bedrooms. Whether you’re looking for a second home, primary home or an investment property, this home offers year-round accessibility. Schedule to see this beautiful house and let’s make it your home!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Blowing Rock ElementaryGrades PK-82.7 mi
8/10
Watauga HighGrades 9-124.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Handicap Access,Vaulted Ceiling(s),Window Treatments
  • Window features: Double Pane Windows,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Stone,Vented,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,427

Heating & Cooling

  • Heating features: Baseboard,Electric,Fireplace(s),Heat Pump,Other,See Remarks
  • Cooling features: Central Air,Heat Pump,1 Unit

Interior Area

  • Total structure area: 2,427
  • Total interior livable area: 2,427 sqft

Property

Details

  • Parcel number: 2828244263000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Multiple
  • Fencing: Back Yard

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$224$2,688
Property Taxes $288$3,456
Electricity $226$2,712
Total$5,263$63,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,445/yr
40% on housing$157,890/yr
45% on housing$140,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 28607$267
Watauga County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 28607$272
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$895,000
2026-06-12Price change$945,070
2026-05-22Listed for sale$995,070
1999-03-15Sold$210,000

For Sale by Agent

AgentMichael DePalma
BrokerageMichael DePalma Realty

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