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101 Upper Holiday Lane #H-232, Beech Mountain, NC, 28604

1beds
1baths
583sqft
$120,000
$206price/sqft
$877/moest. monthly cost
$35,080/yrincome needed

About This Home

Experience the best of Beech Mountain living in this beautifully updated, fully furnished mid-level end-unit studio condominium, ideally located just a short walk from Beech Mountain Resort. From skiing, snow tubing, mountain biking, and scenic lift rides to summer concerts, breweries, restaurants, and shopping, this turnkey retreat places you in the heart of one of the High Country's premier four-season destinations. Thoughtfully designed for comfort and functionality, the open-concept interior features two queen beds, a fully equipped kitchen, an electric fireplace, and a flat-screen television. A privacy divider provides the flexibility to separate the sleeping area from the living space, creating an inviting layout for both owners and guests. Located on the second floor with only a few steps to the entrance, this desirable end unit offers added privacy and an abundance of natural light. Step onto the spacious covered deck to relax and enjoy Beech Mountain's cool summer temperatures and refreshing mountain breezes at nearly 4,700 feet in elevation. Whether you're looking for a personal mountain retreat, a turnkey investment, or the perfect combination of both, this condominium delivers. Offered fully furnished and move-in ready, it has a proven history as a successful vacation rental, making it an outstanding opportunity to begin generating income immediately or simply enjoy everything Beech Mountain has to offer. Condominium dues provide exceptional value and include water, sewer, trash, cable, high-speed internet, and access to the community clubhouse featuring laundry facilities, a full kitchen, television lounge, and game room. Optional membership to Beech Mountain Club is available with the applicable initiation fee, providing access to golf, tennis, pickleball, fitness facilities, dining, and additional year-round amenities. Whether you're escaping for the weekend or investing in one of the High Country's most sought-after vacation destinations, this charming condominium offers the perfect blend of location, convenience, and mountain lifestyle. There is a one time $1,200 transfer fee charged to the buyer at closing. The dues have temporarily been increased by $190 per month for a period of time to pay for extensive renovations done to the buildings. Professional measurements are scheduled to be recertified and any updates will be made accordingly.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-812.6 mi
8/10
Watauga HighGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Built-Up
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Mountain
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: Other,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 583

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 573
  • Total interior livable area: 583 sqft

Property

Details

  • Parcel number: 1940936293052

Features

  • Levels: One
  • Stories: 1

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$32$384
Property Taxes $39$468
Electricity $200$2,405
Total$877$10,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,068/yr
40% on housing$26,310/yr
45% on housing$23,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$297
Watauga County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$120,000
2026-07-07Price change$129,900
2024-03-09Listed for sale$150,000
2024-01-10Contingent$150,000
2023-12-26Price change$150,000
2023-10-17Price change$160,000
2023-07-03Price change$175,000
2023-05-24Price change$199,000
2022-06-08Listed for sale$190,000
2021-06-08Sold$114,500
2021-03-25Contingent$114,500
2021-03-19Price change$114,500
2021-03-03Listed for sale$124,500
2020-02-19Sold$36,500

For Sale by Agent

AgentJessica Auten
BrokeragePremier Sotheby's International Realty- Banner Elk

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