166 Charlie Hicks Road, Banner Elk, NC, 28604
About This Home
Charming Creekside Mountain Cabin on 3.01 Unrestricted Acres – Minutes from Downtown Banner Elk - Escape to your own private mountain retreat with this charming and affordable creek side cabin, nestled on 3.01 unrestricted acres just minutes from downtown Banner Elk. Whether you're searching for a peaceful full-time residence, a weekend getaway, or an excellent investment property, this beautifully renovated cabin offers the perfect combination of privacy, comfort, and convenience. Surrounded by native rhododendrons and mountain laurel, the home enjoys a tranquil, park-like setting where the soothing sounds of the creek create the ideal mountain escape. Recent improvements provide peace of mind and include a new roof, gutters, spacious deck, completely updated spring water system (including the spring box, pump, piping, pressure tank, pressure switch, and water filtration system), along with new kitchen appliances. Spend your mornings with a cup of coffee or unwind in the evenings on the expansive front porch overlooking the peaceful creek, where you can enjoy the sights and sounds of nature year-round. Inside, the inviting open-concept floor plan features a warm and welcoming living area, a beautifully updated kitchen with butcher block countertops, a live-edge breakfast bar, and a charming dining area. The cabin also offers two comfortable bedrooms and a full bath, making it the perfect size for family, guests, or vacation renters. A small storage shed conveys with the property, providing additional space for outdoor gear and equipment. Furnishings are negotiable, making this mountain retreat move-in or rental ready with minimal effort.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Log,Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Free Standing,Gas,Vented,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 740
Heating & Cooling
- Heating features: Fireplace(s),Propane
- Cooling features: None
Interior Area
- Total structure area: 740
- Total interior livable area: 740 sqft
Property
Details
- Parcel number: 1960785355000
Features
- Levels: One
- Stories: 1
- Patio & porch: Multiple,Open
- Exterior features: Storage,Gravel Driveway
- Has view: Yes
- View description: Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek,Stream
Lot
- Lot size: 3.01 Acres
Parking
- Parking features: Driveway,Gravel,No Garage,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $150 | $1,800 |
| Electricity | $200 | $2,405 |
| Total | $2,052 | $24,624 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $319,900 |
| 2023-06-08 | Sold | $165,000 |
View on Zillow