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4529 N 16th St, Philadelphia, PA, 19140

3beds
2baths
1,316sqft
$269,900
$205price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

Turnkey duplex, fully renovated top to bottom in 2026 — and priced to move. Welcome to 4529 N 16th St, a solid AirLite row home offering two self-contained units, zero deferred maintenance, and immediate income potential in one of North Philadelphia's most accessible neighborhoods. Unit 1 (1st floor): 1 bedroom | 1 full bath | private basement access | backyard access — ideal for a tenant who wants outdoor space or extra storage. Unit 2 (2nd floor): 2 bedrooms | 1 full bath — spacious layout with room to breathe. Both units were gut-renovated in 2026 with all-new kitchens, bathrooms, flooring, windows, and roof. Each unit has central air conditioning, forced-air electric heat, in-unit washer/dryer, and electric hot water — completely gas-free and low-maintenance for any owner. Tenants pay their own electric; owner covers water only. Projected rent per PHA for this zip code are Unit 1 (1 Bedroom): $1390 | Unit 2 (2 Bedroom): $1660. Whether you're a house hacker looking to live in one unit and let the rent from the other cover your mortgage, or a seasoned investor adding a turnkey asset to your portfolio — this property checks every box. Financing-friendly too: Cash, FHA, FHA 203(b/k), PHFA, USDA, and VA all welcome. Steps from the Wyoming Station on the Broad Street Line, with a Walk Score of 86 and Transit Score of 78 — your tenants will have no trouble getting to work without a car. Hunting Park and Temple University Medical Center are minutes away. Vacant, available immediately. Schedule your showing today — properties like this don't sit.

Getting Around

85
WalkingVery Walkable
78
TransitExcellent Transit
63
BikeBikeable

Schools

5/10
Steel Edward SchoolGrades PK-80.4 mi
9/10
Central High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: MultiFamily
  • Architectural style: AirLite
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 132110800
  • Zoning: RM1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 888 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$334$4,008
Property Taxes $314$3,768
Electricity $224$2,692
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$93
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$267,500
2026-07-29Price change$269,900
2026-07-13Price change$274,900
2026-06-05Listed for sale$279,900
2024-10-21Sold$67,000

For Sale by Agent

AgentUgochukwu U Opara
BrokerageOpulent Realty Group LLC

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