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1202 Mount Vernon St, Philadelphia, PA, 19123

4beds
3baths
1,998sqft
$500,000
$250price/sqft
$3,747/moest. monthly cost
$149,880/yrincome needed

About This Home

Welcome to 1202 Mount Vernon Street, a rare Philadelphia gem offering the perfect mix of modern updates, city convenience, and the hard-to-find bonus of off-street parking for up to two cars. Step inside to discover fresh touches throughout. This 4-bedroom home has been recently painted, creating a bright, welcoming atmosphere. Hardwood flooring flows through the living room, dining room, and stairways. The kitchen features brand new porcelain flooring, an updated ceiling with recessed lighting, and plenty of space to cook, gather, and entertain. A convenient first-floor half bath adds practicality for daily living. All four bedrooms and the dining room have been updated with new lighting and ceiling fans, and each bedroom includes a walk-in closet with recessed lighting. New flooring extends throughout all bedrooms and hallways. All three bathrooms have been upgraded with new sinks, new faucets, and new vanity cabinets, adding a clean, modern feel throughout the home. The clean, unfinished basement is ideal for storage or future customization. Upstairs, the home continues with comfortable living spaces ready for your personal touch. With its thoughtful updates, functional layout, private patio, and rear parking, this property is move-in ready while still offering opportunities to make it your own. Beyond the home itself, the location is a standout. Nestled in a historic and lively neighborhood, you’ll find popular restaurants, cafés, and entertainment spots just a short stroll away. Center City, the Art Museum, and the Avenue of the Arts are all within easy reach. Transportation is seamless, with quick access to Broad Street, I-76, I-95, and multiple SEPTA lines. Nearby schools, universities, and green spaces—including Franklin Square and neighborhood parks—add to the convenience and appeal of this address. 1202 Mount Vernon Street offers a combination of location, updates, and the rare comfort of private parking—your gateway to enjoying the best of city living.

Getting Around

95
WalkingWalker's Paradise
84
TransitExcellent Transit
90
BikeBiker's Paradise

Schools

3/10
Spring Garden SchoolGrades K-80.1 mi
2/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Permanent
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,998

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,998
  • Total interior livable area: 1,998 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 141266400
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,360 sqft
  • Lot size dimensions: 17.00 x 80.00

Parking

  • Parking features: Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$507$6,084
Property Taxes $488$5,856
Electricity $224$2,692
Total$3,747$44,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,468/yr
40% on housing$112,410/yr
45% on housing$99,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 19123$315
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19123$302
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$575,000
2026-04-05Listed for sale$600,000
2026-02-02Listing removed$600,000
2025-11-12Price change$600,000
2025-09-07Listed for sale$625,000

For Sale by Agent

AgentAaron L. Gray, Sr.
BrokerageCentury 21 Advantage Gold-Elkins Park

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