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1537 Swain St, Philadelphia, PA, 19130

5beds
4baths
1,757sqft
$519,000
$295price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

5-Bedroom, 3.5-Bath Home situated in the amazing Fairmount community just minutes from the heart of Center City. This beautifully designed, spacious home offers the perfect blend of modern comfort and classic charm. Featuring gorgeous hardwood floors throughout, central heating and air, a finished basement which includes the fifth bedroom, and an inviting fireplace in the living room, this home is built for both style and convenience. The first floor boasts an open-concept layout with a bright living room, a stylish dining area, and a chef’s kitchen equipped with granite countertops and stainless-steel appliances. A half bath is also conveniently located on this level. Step out onto the private patio, perfect for grilling and entertaining. The fully finished basement adds incredible versatility, complete with a separate bedroom and a full bathroom—ideal for guests, a home office, or a private retreat. On the second and third floors, you’ll find four spacious bedrooms, each filled with natural light. The third-floor rear bedroom features its own private deck, offering a serene outdoor escape. Each floor also includes a full bathroom, ensuring comfort and convenience for everyone. Don’t miss this incredible opportunity to own a spacious, stylish home in a prime location! The property is currently tenant occupied at $2,875 per month expiring 7/31/2026.

Getting Around

90
WalkingWalker's Paradise
83
TransitExcellent Transit
88
BikeVery Bikeable

Schools

5/10
Waring Laura W SchoolGrades PK-80.3 mi
2/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Straight Thru
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Has Laundry

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,757

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,757
  • Total interior livable area: 1,757 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 152184400
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 900 sqft
  • Lot size dimensions: 15.00 x 61.00

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$307$3,684
Property Taxes $683$8,196
Electricity $224$2,692
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 19130$281
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19130$296
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$519,000
2026-06-01Price change$540,000
2026-05-28Listed for sale$575,000
2026-05-07Listing removed$3,300
2026-04-14Listed for rent$3,300
2026-03-04Listing removed$590,000
2025-10-27Price change$590,000
2025-09-03Price change$600,000
2025-03-24Listed for sale$625,000
2024-06-29Listing removed--
2024-05-08Listed for rent$2,800
2020-05-26Listing removed$2,700
2020-05-14Price change$2,700
2020-04-09Listed for rent$2,800
2018-05-06Listing removed$2,800
2018-03-14Listed for rent$2,800
2014-06-14Listing removed$2,499
2014-06-09Listed for rent$2,499
2011-04-25Listing removed$2,500
2011-03-07Listed for rent$2,500
2008-08-11Sold$148,000

For Sale by Agent

AgentSteven Onesti
BrokerageKW Empower

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