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2861 J Cupit Ct, Tyler, TX, 75709

4beds
8baths
3,438sqft
$725,000
$211price/sqft
$5,050/moest. monthly cost
$202,000/yrincome needed

About This Home

Waterfront Luxury in The Cascades Golf Club! Nestled in the prestigious Cascades Golf Club in Tyler, TX, this exceptional waterfront home offers refined design, scenic views, and a highly functional multi-level layout. Situated on a quiet cul-de-sac, this 3-bedroom, 3 full bath, 2 half-bath residence delivers privacy, elegance, and comfort in one of East Texas’ most desirable communities. Inside, expansive windows, soaring ceilings, and rich hardwood floors create a light-filled, inviting atmosphere. The home has been professionally styled by The Feathered Nest Design and curated with WAGS, enhancing its cohesive and elevated presentation. The gourmet kitchen is designed for both everyday living and entertaining, featuring a Sub-Zero refrigerator, commercial-grade double oven, and 8-burner gas range, along with custom cabinetry and premium finishes. The main level features a private primary suite with a spa-inspired en-suite bath, along with a dedicated office, ideal for remote work or a quiet study space. Upstairs includes a spacious bedroom with en-suite, while the lower level offers a second living area, bedroom with en-suite, and powder bath, ideal for guests or multi-generational living. Outdoor living spans two levels, with a stone-paved patio below and a covered deck above, both with ceiling fans and positioned to capture peaceful water views and East Texas sunsets. Additional features include a detached 1-car garage with private-entry casita, perfect for guest quarters or a second home office, plus a 2-car attached garage, and central HVAC with gas heat. Located in The Cascades, one of Tyler’s premier golf course communities, residents enjoy access to a lifestyle defined by scenic surroundings, luxury homes, and proximity to top-tier dining, medical facilities, and retail. This property represents a rare opportunity to own a waterfront home in Tyler, TX that combines elegance, functionality, and location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Peete Elementary SchoolGrades PK-53.2 mi
7/10
6/10
Tyler Legacy High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick and Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: English
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Dishwasher,Microwave,Refrigerator

Bathroom

  • Features: Shower Only,Tub Only,Shower/Tub,Separate Lavatories,Double Lavatory,Linen Closet,Soaking Tub

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Dining Room

  • Features: Den/Dining Combo

Features

  • Ceiling Fan(s),Pantry
  • Window features: Blinds
  • Flooring: Wood,Tile
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,438
  • Total interior livable area: 3,438 sqft

Kitchen

  • Features: Breakfast Bar

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 150000180113010000
  • Special condition: Other/See Remarks

Features

  • Levels: 3 Stories
  • Stories: 3
  • Pool features: None
  • Patio & porch: Patio Covered,Deck Covered
  • Exterior features: Sprinkler System,Gutter(s)
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Water/Lakefront
  • Waterbody name: Private

Lot

  • Lot size: 0.47 Acres
  • Features: Cul-De-Sac,Wooded

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$619$7,428
Property Taxes $389$4,668
Electricity $377$4,530
Total$5,050$60,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,142/yr
40% on housing$151,500/yr
45% on housing$134,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 75709$268
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75709$177
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$750,000
2026-03-01Listing removed$749,900
2025-10-09Price change$749,900
2025-08-21Listed for sale$775,000
2025-06-09Listing removed$775,000
2024-12-21Listed for sale$775,000
2013-03-28Sold--
2012-11-16Price change$375,000
2012-07-25Price change$400,000
2011-10-05Price change$415,000
2011-07-08Listed for sale$442,500

For Sale by Agent

AgentCindi Featherston-Shields
BrokerageThe Property Shoppe - eXp Realty, LLC

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