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20205 Highway 146 N, Liberty, TX, 77575

7beds
5baths
3,847sqft
$1,175,000
$305price/sqft
$9,255/moest. monthly cost
$370,200/yrincome needed

About This Home

Nestled on 30.06 acres of shaded pasture, this stunning property has a 3,847 sq ft Quad-Lock ICF home with 5 bedrooms and 3.5 baths. The home features spacious rooms, two fireplaces, a durable metal roof, a concrete driveway, a pool, and a 2-bed, 1-bath garage apartment. The versatile barn/shop and fenced land are perfect for horses or cattle. With a modern construction, multiple living options, and vast open space, this property offers a unique blend for ranching or peaceful country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Hardin Elementary SchoolGrades PK-59.1 mi
6/10
4/10
Hardin High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Freestanding Oven,Gas Oven,Trash Compactor,Gas Range,Dishwasher,Instant Hot Water
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling,En-Suite Bath
  • Flooring: Engineered Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,847
  • Total interior livable area: 3,847 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Half Bath,Primary Bath: Separate Shower,Secondary Bath(s): Shower Only

Property

Details

  • Parcel number: 000063000012009

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Pool/Spa Combo
  • Spa features: Spa/Hot Tub
  • Fencing: Cross Fenced,Fenced

Lot

  • Lot size: 30.06 Acres
  • Features: Pasture,Cleared,Wooded,20 Up to 50 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway Gate,Attached,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,941$71,292
Home Insurance *$1,717$20,604
Property Taxes $1,175$14,100
Electricity $422$5,069
Total$9,255$111,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$317,314/yr
40% on housing$277,650/yr
45% on housing$246,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 77575$133
Liberty County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 77575$132
Liberty County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-25Listed for sale$1,200,000

For Sale by Agent

AgentTina Fregia
BrokerageRE/MAX Excellence

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