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132 W Cayuse Mtn Road, Tonasket, WA, 98855

1beds
1baths
944sqft
$225,000
$238price/sqft
$1,553/moest. monthly cost
$62,120/yrincome needed

About This Home

Charming 944 sq ft off-grid cabin privately sited backing 40 acres of National Forest. Enjoy panoramic mountain views, nearby fishing, abundant wildlife, private trails, and unparalleled nighttime stargazing. Rustic, self-sufficient living with moderate solar and wind generator— perfect weekend retreat or full-time escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Tonasket Middle SchoolGrades 6-89.3 mi
3/10
Tonasket High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: See Remarks
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2001

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Refrigerator(s)

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Stove/Free Standing,Solar (Unspecified),Wood
  • Cooling features: None

Interior Area

  • Total structure area: 944
  • Total interior livable area: 944 sqft

Kitchen Without Eating Space

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 3728244005
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Partial Slope
  • Residential vegetation: Brush,Wooded

Lot

  • Lot size: 41.08 Acres
  • Features: Adjacent to Public Land

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Avalanche
Cold Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$115$1,380
Property Taxes $152$1,824
Electricity $149$1,793
Total$1,553$18,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,245/yr
40% on housing$46,590/yr
45% on housing$41,413/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 98855$135
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98855
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$225,000

For Sale by Agent

AgentBrice Fullerton
BrokerageRE/MAX Lake and Country

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