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18909 115th Street NW, Gig Harbor, WA, 98329

3beds
4baths
3,345sqft
$1,099,000
$329price/sqft
$6,778/moest. monthly cost
$271,120/yrincome needed

About This Home

A modern showplace designed to impress, with soaring vaulted ceilings that flood the home with natural light and capture serene water views. This contemporary retreat invites you to slow down and sip your morning coffee on the private view deck while taking in the sights and sounds of nature. The show-stopping main floor is anchored by a spectacular great room featuring a massive prep island, top-of-the-line appliances, generous dining space, a well-appointed pantry, and a striking stone fireplace. Rich wood finishes and curated tones add warmth throughout. Owner’s suite is conveniently located on the main level, offering tranquil views, a spa-like bath, a walk-through closet, and direct access to the deck, your own private escape. The upper level offers a complete kitchenette/studio space ideal for guests or multi-generational living, complete with a private deck and bathroom, loft space, a spacious second bedroom, and a beautifully finished full bath. Level up to a versatile recreation space (perfect for an office, workout room, or creative studio) with sweeping views and access to a truly expansive entertaining deck. Downstair is a large bonus room. Community beach access adds the finishing touch: gather fresh oysters and mussels, enjoy beach yoga, or head out for an evening kayak or paddleboard. Why not let your home feel like your best vacation—every single day?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Vaughn Elementary SchoolGrades PK-51.5 mi
5/10
8/10
Peninsula High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2019

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 3 Story w/Bsmt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Third

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Loft,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,See Remarks,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Ductless,Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 3,345 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Rec Room

  • Level: Lower

Property

Details

  • Parcel number: 7239900110
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Entry location: Main
  • Patio & porch: Second Kitchen,Bath Off Primary,Dbl Pane/Storm Window,Fireplace,French Doors,Loft,Pantry,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Bay,Sound
  • Has water view: Yes
  • Water view: Bay,Sound
  • On waterfront: Yes
  • Waterfront features: No Bank
  • Topography of land: Level,Partial Slope
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.38 Acres
  • Features: Cul-De-Sac,Cabana/Gazebo,Cable TV,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Propane,Rooftop Deck,RV Parking,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Pierce County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$229$2,748
Property Taxes $764$9,168
Electricity $228$2,745
Total$6,778$81,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,388/yr
40% on housing$203,340/yr
45% on housing$180,746/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 98329$277
Pierce County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 98329$314
Pierce County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$1,175,000
2026-02-11Listed for sale$1,185,000
2025-03-03Sold$1,125,000
2025-01-28Pending sale$1,125,000
2025-01-17Listed for sale$1,125,000
2024-10-14Listing removed$6,000
2024-01-15Listing removed--
2024-01-04Listed for rent$6,000
2019-09-14Listing removed$599,900
2019-09-14Listed for sale$599,900
2019-09-13Sold$640,000
2019-08-01Pending sale$599,900
2019-07-20Price change$599,900
2019-06-22Price change$639,900
2019-05-30Price change$639,000
2019-05-07Listed for sale$699,000
2019-05-03Pending sale$699,000
2019-03-20Price change$699,000
2019-02-26Listed for sale$739,000
2017-07-11Sold$61,719
2016-08-05Sold$65,000
2014-07-16Listed for sale$75,000

For Sale by Agent

AgentRegina Madiera-Gorden
BrokerageWindermere RE West Campus Inc

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