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1027 Twisp River Road, Twisp, WA, 98856

5beds
3baths
2,574sqft
$700,000
$272price/sqft
$4,548/moest. monthly cost
$181,920/yrincome needed

About This Home

Twisp River equestrian, riverfront property. Deep in the magnificent North Cascade Mountains. Enjoy year round sunshine on over six acres of south facing, gated/fenced/corralled acreage. A well appointed manufactured home set on a full daylight basement giving you 5 bedrooms, 3 bathrooms, and a 2 car garage. An open concept kitchen/dining/living room. Gas cooktop. Gas fireplace. Primary suite w/private bath. Family/sewing room. Laundry/mudroom. Storage room. Partially covered full length deck. Covered back porch. Covered patio. Detached 4-bay carport for all your toys. Barn/hayshed. Over 425 feet of private no bank riverfront to enjoy. Come play in the Okanogan National Forest or just relax, take in a nightly sunset, and gaze at the stars.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Good
  • Year built: 1987

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1987

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Disposal,Refrigerator(s),Stove(s)/Range(s),Washer(s),Garbage Disposal,Water Heater: Electric,Water Heater Location: 1. Utility Room 2. Mud Room (downstairs)

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • 3/4 bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Double Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,Electric,Propane
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,574
  • Total interior livable area: 2,574 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9800700011
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Double Pane/Storm Window,Fireplace,Water Heater,Wired for Generator
  • Has view: Yes
  • View description: River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Low Bank,River
  • Frontage length: Waterfront Ft: 427
  • Topography of land: Equestrian,Level,Partial Slope
  • Residential vegetation: Pasture,Wooded

Lot

  • Lot size: 6.21 Acres
  • Features: Adjacent to Public Land,Secluded,Value In Land,Barn,Deck,Fenced-Fully,Fenced-Partially,Outbuildings,Patio,Propane,RV Parking,Stable

Parking

  • Total spaces: 7
  • Parking features: Detached Carport,Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$360$4,320
Property Taxes $473$5,676
Electricity $176$2,112
Total$4,548$54,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,931/yr
40% on housing$136,440/yr
45% on housing$121,280/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 98856$280
Okanogan County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 98856
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-21Price change$730,000
2025-05-19Price change$750,000
2025-03-25Listed for sale$775,000
1993-02-25Sold$150,000

For Sale by Agent

AgentBryson Eiffert
BrokerageKeller Williams Rlty Bellevue

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