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31644 Hwy 97, Tonasket, WA, 98855

2beds
2baths
3,142sqft
$334,900
$107price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Tonasket - Spacious and character filled home on over 1/2 an acre! With over 3,100 sqft, this 2 bedroom/1.5 bath home offers room to spread out while showcasing timeless charm with wood flooring and coved ceilings. The main level features multiple entries, an updated kitchen with all appliances, lots of cabinetry and storage and a flexible dining or office space. Enjoy a huge living room filled with natural light, plus an additional dining area and beautiful arched details throughout. Two bedrooms and the bonus room with a wood stove, built-ins and backyard access adds versatility. A spacious full bathroom, hallway built-ins, ceiling fans throughout, a utility room with washer, dryer and 1/2 bath enhance functionality. The unfinished basement with interior and exterior access offers excellent potential for additional living space. Outside, you’ll find a detached 2 car garage, a covered concrete patio perfect for entertaining and a level, fenced yard with mature landscaping and shade trees. Oroville Tonasket Irrigation. Private well and septic. Located just minutes from town amenities while enjoying a more private setting.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
5/10
Tonasket Middle SchoolGrades 6-81.7 mi
3/10
Tonasket High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1947

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Stucco

Notable Dates

  • Major remodel year: 1947

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Ceiling Fan(s),Dining Room
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Baseboard,Stove/Free Standing,Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 3,142
  • Total interior livable area: 3,142 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3727100037
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Ceiling Fan(s),Dining Room,Fireplace,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 0.58 Acres
  • Features: Fenced-Partially,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Cold Wave
Lightning
Avalanche
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$171$2,052
Property Taxes $218$2,616
Electricity $214$2,578
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 98855$135
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98855
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$334,900
2022-11-17Sold$287,000
2022-11-03Pending sale$300,000
2022-10-28Listed for sale$300,000
2022-10-21Pending sale$300,000
2022-10-18Listed for sale$300,000
2022-10-11Pending sale$300,000
2022-10-07Listed for sale$300,000
2018-07-23Sold$190,980
2018-05-09Price change$208,900
2018-01-05Listed for sale$211,500
2017-08-29Listing removed$214,000
2017-06-30Price change$214,000
2017-06-07Listed for sale$216,000

For Sale by Agent

AgentSamantha Velasco De Reyes
BrokerageUpper Valley Realty LLC

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