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312 S Ash Street, Omak, WA, 98841

4beds
2baths
2,016sqft
$299,000
$148price/sqft
$1,828/moest. monthly cost
$73,120/yrincome needed

About This Home

PRICE DRASTICALLY REDUCED! UPGRADES THROUGHOUT highlight the 4 bed/1.75 bath Omak home close to everything in town. Upgrades include flooring, paint, appliances, quartz counters, cement patio and cover, gutters, Levolor blinds and much more. Spacious kitchen with island and all appliances, bright and open living room with fireplace, dining room w/corner built-ins, remodeled full and 3/4 bathrooms, 2 bedrooms on the main floor, 2 bedrooms in the fully finished basement, along with family room with wood insert & classic knotty pine finish, utility room with W/D, root cellar. Central heat & A/C with heat pump, metal roof, vinyl siding, security system, Italian porcelain entry tile. Fenced back yard with berries, garden area, sprinkler system. Single car detached garage with alley access. Back patio with newer pergola cover. Conveniently located within walking distance to Omak downtown amenities. $299,000 H-3764/MLS2534597

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

2/10
Omak Middle SchoolGrades 6-80.3 mi
2/10
Omak High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1946

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Metal/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story w/Bsmnt.
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,See Remarks,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Lower

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Lower Level: 1,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Wood
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 1470040400
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Security System,Sprinkler System
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5,662 sqft
  • Features: Paved,Fenced-Partially,High Speed Internet,Outbuildings,Patio,Shop,Sprinkler System

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$129$1,548
Property Taxes $39$468
Electricity $149$1,793
Total$1,828$21,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,674/yr
40% on housing$54,840/yr
45% on housing$48,746/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 98841$172
Okanogan County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 98841
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$299,000
2026-06-04Listed for sale$324,900
2021-10-28Sold$199,900
2021-09-20Pending sale$199,900
2021-09-09Listed for sale$199,900

For Sale by Agent

AgentKory R. Heindselman
BrokerageRE/MAX Welcome Home

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